1995 Quarter Value Checker: Errors List, “D”, “S” & “P” Mint Mark Worth

Wondering what your 1995 quarter is worth? You’ve come to the right place.

Most circulated 1995 quarters are worth exactly face value — 25 cents. But don’t put that coin away yet. Uncirculated Mint State (MS) examples regularly bring $15–$22, and the finest known 1995-P graded MS-68 hammered $3,600 at Heritage Auctions in June 2019. Error coins and silver proofs can push values even higher.

In this guide you’ll learn exactly which mint marks to look for, how grade and condition affect price, which errors collectors are willing to pay hundreds of dollars for, and where to sell if you’ve found something special.

1995 Quarter Value Checker

Identify 1995 Quarter D, S and P Mint Mark Price

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1995 Quarter Value By Variety

Here’s a snapshot of what each 1995 quarter variety is worth based on mint mark and condition. Use the Value Guides sections below for grade-by-grade pricing.

Also Read: Top 100 Most Valuable Modern Quarter Worth Money (1932 – Present)

Top 10 Most Valuable 1995 Quarter Worth Money

The auction record data tells a story that surprises most beginners. The top spot belongs to a circulation strike — not a proof — which goes against what many collectors expect.

The 1995-P MS-68, graded by PCGS (Professional Coin Grading Service), sold for $3,600 at Heritage Auctions in June 2019. PCGS CoinFacts notes that no more than 10 examples exist at this level, with none graded finer. The 1995-D MS-67+ follows at $1,293, realized at Goldberg Auctioneers in June 2017.

Why do circulation strikes outsell proofs at the top of the chart? Proof coins were carefully stored from day one, so near-perfect examples are far more common. Circulation strikes spent years passing through pockets and vending machines — finding one that emerged in MS-68 condition is genuinely remarkable.

History of the 1995 Quarter

The 1995 quarter belongs to the Washington Quarter series, one of the longest-running coin designs in American history. John Flanagan’s portrait of George Washington — the nation’s first president — has graced the obverse of the quarter since 1932.

The original Washington quarter was almost a half dollar. A bicentennial committee had already chosen a portrait by sculptor Laura Gardin Fraser for a half dollar design. But Treasury Secretary Andrew W. Mellon preferred Flanagan’s portrait for a permanent quarter design. The committee appealed to Mellon’s successor, Ogden L. Mills, but the decision held.

The series hit a turning point in 1965. Rising silver prices through the early 1960s caused widespread hoarding — the public suspected the silver content would soon exceed the face value of the coins. The Battelle Memorial Institute, commissioned by the Treasury Department, recommended a copper-nickel clad solution. President Lyndon B. Johnson signed the Coinage Act of 1965 into law on July 23, 1965, removing silver from dimes and quarters. The new clad composition — a pure copper core bonded between layers of 75% copper and 25% nickel — debuted on August 23, 1965, with coins entering circulation that November.

Collectors nicknamed the new coins the “Johnson sandwich” — part tribute, part mockery — referring to both the president’s involvement and the sandwich-like layered construction. By 1995, the clad Washington quarter had been in production for 30 years. The original Flanagan reverse eagle design was still in use; it wouldn’t be replaced until 1998, just before the celebrated 50 States Quarters program launched in 1999.

In 1995, four varieties were produced. Business strikes came from Philadelphia (P mint mark) and Denver (D). Proof sets — both clad and silver — were struck exclusively at San Francisco (S), sold directly to collectors and never released for general circulation.

Also Read: Top 30 Most Valuable State Quarter Worth Money (1999 – 2008)

Is Your 1995 Quarter Rare?

While these 1995 quarters may not be the rarest coins in your collection, understanding rarity rankings is crucial for any serious collector. You can easily check the rarity and current value of any coin using our Coin Value Checker App, which provides real-time market data and rarity scores.

Key Features of the 1995 Quarter

Let’s take a closer look at the design and physical features that define each 1995 quarter variety.

The Obverse of the 1995 Quarter

The obverse (heads side) of the 1995 quarter carries the same Washington portrait that has appeared on the denomination since 1932. Washington faces left, with “LIBERTY” arching over his head and the date “1995” curved along the lower edge.

The motto “IN GOD WE TRUST” sits beneath his chin. The mint mark — P for Philadelphia, D for Denver, or S for San Francisco — appears to the right of the portrait, near the coin’s edge. Philadelphia quarters technically carry a P, but proof issues from San Francisco use S.

Flanagan’s portrait won the job after Treasury Secretary Andrew Mellon passed over a competing design by artist Laura Gardin Fraser. That Fraser portrait finally got its turn: starting in 2022, it appears on the American Women series of quarters being issued through 2025.

The Reverse of the 1995 Quarter

The reverse (tails side) also comes from Flanagan’s 1932 design. It shows a heraldic eagle with outstretched wings, perched on a bundle of arrows, with an olive branch beneath.

“UNITED STATES OF AMERICA” arcs across the top, and the Latin motto “E PLURIBUS UNUM” — meaning “From the many, one” — appears below it. The denomination “QUARTER DOLLAR” is inscribed along the bottom curve. On early Washington quarters (pre-1962), the mint mark sat just below the center of the olive branch; by 1962 it had moved permanently to the obverse.

Other Features of the 1995 Quarter

The 1995 business strike quarters look silver but are mostly copper. The core is pure copper; the silver color comes from the outer cladding of 75% copper and 25% nickel. The Coinage Act of 1965 mandated this composition for all circulating dimes and quarters.

The silver proof quarters from San Francisco are a different story — they contain 90% silver and 10% copper. You can tell the two apart by checking the edge of the coin: a reddish-brown line at the edge reveals the copper core of a clad coin. A silver coin will show no color difference.

Weight is another reliable test. Clad quarters weigh 5.67 grams; silver quarters weigh 6.25 grams (some sources list 6.3 grams; the official U.S. Mint specification is 6.25 grams). You’ll need a precise digital scale — accurate to at least 0.01 grams — to distinguish them reliably.

Also Read: Top 20 Most Valuable 1776-1976 Bicentennial Quarter

1995 Quarter Value Mintage & Survival Data

The mintage numbers for 1995 are staggering. Philadelphia produced 1,004,336,000 quarters — over one billion coins. Denver produced even more: 1,103,216,000, making it the highest-mintage 1995 variety. These are among the largest single-year production runs in Washington quarter history.

Both circulation mints show approximately 50% survival rates, meaning roughly half of all those billions of coins have been lost to wear, damage, or melting over the past three decades. Despite that attrition, hundreds of millions of 1995-P and 1995-D quarters still exist, which is why circulated examples remain worth only face value.

The proof picture looks very different. The San Francisco clad proof had a mintage of approximately 2,499,350 (some sources cite 2,117,496 due to accounting differences in sets). The silver proof mintage was 679,985 coins. Both proof varieties show survival rates near 90%, because collectors preserved them carefully in original packaging. The silver proof’s lower mintage makes it the scarcest 1995 quarter by a significant margin.

Also Read: Top 100 Most Valuable Washington Quarter Worth Money (1932 – 1998)

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1995 Quarter Value: The Easy Way to Know What Yours Is Worth

Start by finding the mint mark — it’s located to the right of Washington’s ponytail on the obverse. Philadelphia (P) and Denver (D) coins entered general circulation; San Francisco (S) coins were sold only in collector proof sets and were never released as change.

Next, evaluate condition. Circulated coins show wear on the high points of Washington’s cheek and hairline, and on the eagle’s breast feathers — these stay at face value. Uncirculated coins display full cartwheel luster with no wear, and are worth $5–$20 depending on grade. The Coin Value Checker App gives instant pricing and grade estimates to streamline this process.

One grading point that matters enormously for the 1995-P and 1995-D is the jump from MS-67 to MS-68. According to PCGS CoinFacts, the 1995-P at MS-67 is already considered scarce, with perhaps a few hundred examples in existence at that level. At MS-68, PCGS notes possibly no more than 10 examples — which is why the price leaps from roughly $100 at MS-67 to $3,600 at MS-68. That’s a 3,500% premium driven entirely by condition.

For the S-mint proofs, look for deep, dramatic contrast between the frosted (raised) design elements and the mirror-like flat fields. This is called the DCAM — Deep Cameo — designation by PCGS, or Ultra Cameo (UC) by NGC (Numismatic Guaranty Company). DCAM examples are the most desirable and most valuable proof coins.

1995 Quarter Value Guides

1995 Quarter Varieties:

• 1995-P Quarter (Philadelphia mint)
• 1995-D Quarter (Denver mint)
• 1995-S DCAM Quarter (San Francisco clad proof)
• 1995-S Silver DCAM Quarter (San Francisco silver proof)

The 1995 quarter was produced in four distinct varieties across three U.S. mint facilities. Philadelphia and Denver struck business (circulation) strikes totaling over two billion coins combined, while San Francisco focused exclusively on proof coins for collectors.

The silver proof is the premium offering, featuring 90% silver instead of the standard copper-nickel clad. Each variety serves a different market — from everyday commerce to advanced numismatic collecting — with values ranging from face value to thousands of dollars depending on condition, grade, and variety.

A key fact worth knowing: there is a dramatic grading standard difference between PCGS and NGC for these issues. For the 1995-D in MS-68, PCGS has certified approximately 1,350 examples while NGC has certified only 4. This explains why a PCGS MS-65 example brings $144 at auction while the NGC guide value sits at $10 for the same grade. Always check which service certified your coin before estimating value.

1995-P Quarter Value

The Philadelphia mint struck 1,004,336,000 quarters in 1995 — over one billion coins. Despite this enormous output, the 1995-P has a quirk that confuses beginners: Philadelphia quarters technically carry a P mint mark (visible to the right of Washington’s ponytail), yet the coin is often described as the “no mint mark” variety in older literature, because Philadelphia omitted its mark on many series for decades before adding it in 1980.

High-grade examples of the 1995-P are genuinely rare. PCGS CoinFacts describes the MS-68 as “very hard to come by” and states it is the highest grade in which any example exists, with approximately 10 or fewer specimens known. Finding one in this grade among a billion-coin production run represents extraordinary odds.

The auction records below show how premium examples have performed at major auction houses, with top-graded specimens commanding impressive prices that far exceed their common reputation.

Current market activity demonstrates sustained collector interest, with recent months showing notable spikes that reflect the growing appreciation for quality 1995-P quarters.

1995-D Quarter Value

The Denver mint produced 1,103,216,000 quarters in 1995 — actually more than Philadelphia, making it the highest-mintage variety of the year. Each carries a small D mint mark to the right of Washington’s ponytail on the obverse.

Despite that enormous production, condition rarity makes high-grade examples extremely valuable. The PCGS/NGC population data reveals a striking discrepancy: PCGS has certified approximately 1,350 examples in MS-68, while NGC has certified only 4. This grading service difference has a real impact on prices — a PCGS MS-65 1995-D has sold for $144, while the NGC guide puts the same grade at around $10. Always check the certification service before buying or selling.

The auction performance data below reveals how exceptional specimens have fared at major sales venues, with top-tier examples achieving remarkable premiums over their modest catalog values.

Market activity patterns show consistent collector engagement, with notable fluctuations throughout recent months indicating renewed interest in premium Denver-minted quarters from this era.

1995-S DCAM Quarter Value

The 1995-S DCAM is the standard clad proof quarter from the San Francisco mint, produced with a mintage of approximately 2,499,350 and never released into circulation. DCAM stands for Deep Cameo — the designation PCGS uses to describe the striking visual contrast between the frosted, raised design elements and the mirror-like flat fields. NGC uses the equivalent term Ultra Cameo (UC) for the same quality.

These coins were sold as part of the annual U.S. Mint Proof Set and came in protective packaging. While a perfect PR-70 DCAM example sold for $25 on eBay in early 2024, the NGC Price Guide values PR-70 examples at $165 — so actual realized prices vary significantly depending on the grading service and platform. The most reliable recent market range for PCGS PR-70 DCAM examples is $40–$60.

Historical auction records demonstrate the consistent value these proof quarters maintain across different grading services and market conditions, with perfect examples commanding notable premiums.

Recent market activity reveals sustained collector interest with periodic surges, reflecting the enduring appeal of high-quality modern proof coins among numismatists.

1995-S Silver DCAM Quarter Value

The 1995-S Silver DCAM is the scarcest 1995 quarter variety, with a mintage of just 679,985 coins. It was sold exclusively as part of the U.S. Mint’s Silver Proof Set and contains 90% silver and 10% copper — a composition not used in circulation coinage since 1964. The silver content alone (0.1808 troy ounces per coin) gives this quarter a base melt value tied to the silver spot price.

A perfect PR-70 DCAM example sold for $386 at Heritage Auctions, while a PR-70 DCAM graded by NGC sold for $95 at GreatCollections in mid-2023. USA Coin Book estimates the silver proof is worth $25 or more in typical proof condition. The combination of precious metal content, below-one-million mintage, and the DCAM finish makes this the crown jewel of 1995 quarter collecting.

The auction history below showcases how these silver proofs have consistently outperformed their standard clad counterparts, with pristine examples achieving impressive results across multiple grading services.

Recent market activity demonstrates strong collector enthusiasm with cyclical peaks, reflecting the sustained demand for this combination of precious metal content and superior numismatic quality.

Also Read: What Quarters Are Worth Money

Rare 1995 Quarter Error List

Even with combined mintages over two billion coins, mint errors can still make these common quarters worth dramatically more than face value. Here are the most significant 1995 quarter errors collectors actively hunt for.

1995-S Clad DDO DCAM Errors (FS-101)

The 1995-S Clad DDO FS-101 is a doubled die obverse error — meaning the die itself was struck twice by the hub during production, with a slight misalignment between impressions. The result is visible doubling on key design elements, most notably the lettering and date.

DDO stands for Doubled Die Obverse. FS-101 refers to the variety’s catalogued number in the Fivaz-Stanton reference guide (also known as the “Cherrypickers’ Guide”), the standard reference for U.S. coin varieties. The fact that this error appears on proof coins — which go through more rigorous quality control than circulation strikes — makes it especially notable and collectible.

1995-P Doubled Die Obverse (DDO) Error

A DDO variety is also known on the 1995-P business strike. The doubling is most prominently visible on the obverse motto “IN GOD WE TRUST,” particularly on the serif elements of the letters under magnification. Doubling may also appear on the date numerals.

This variety is not currently listed as a tracked major variety on PCGS VarietyPlus, but it is actively traded in the market. An ungraded 1995-P DDO example sold on eBay for $356 in late 2024. Well-defined, clearly doubled specimens in high grade can fetch several hundred dollars. To confirm a true DDO, use a 5x–10x magnifying loupe: genuine hub doubling appears as a raised, three-dimensional secondary image, while common machine doubling produces a flat, shelf-like smear with no depth.

1995 Quarter Off-Center Strike Error

An off-center strike occurs when the coin blank (planchet) is not centered under the dies at the moment of striking. The result is a quarter where part of the design is missing, with a crescent-shaped blank area visible on one side. Value depends directly on how far off-center the strike is and whether the date remains fully visible.

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Minor off-center examples (10–25% off) typically sell for $30–$50. Major off-center strikes (approximately 50% off-center) with a fully visible date bring $250 or more. A particularly dramatic 1995-P off-center example sold for $849.99 on eBay in early 2025.

1995 Quarter Wrong Planchet Error

Wrong planchet errors occur when a quarter die accidentally strikes a coin blank intended for a different denomination. The resulting coin has the wrong weight, diameter appearance, and often a mismatched design impression. A 1995 quarter struck on a dime planchet sold for $646 at auction. A 1995 quarter struck on a foreign planchet sold for over $1,000 at a Heritage Auctions sale.

1995-D Missing Clad Layer Error

The 1995-D has documented missing clad layer errors that have been certified by major grading services. A clad quarter has two outer layers — one on each side — bonded to a pure copper core. When one of those outer layers fails to bond during the planchet-making process, the copper core is exposed. The affected side shows a warm reddish-orange copper tone instead of the normal silver color.

Both obverse and reverse missing-clad examples are documented for the 1995-D. PCGS has published images of a matching pair — one coin missing the obverse clad layer, the other missing the reverse — both dated 1995-D. Missing clad layer quarters typically sell for $75–$200 depending on condition, with certified examples commanding higher premiums.

Also Read: 20 Rare Washington Quarter Errors Worth Money (Full List with Pictures)

Where to Sell Your 1995 Quarter?

Now that you know the value of your coins, do you know where to sell those coins online easily? Don’t worry, I’ve compiled a list of these sites, including their introduction, pros, and cons.

Check out now: Best Places To Sell Coins Online (Pros & Cons)

1995 Quarter Market Trend

*Market Trend Chart showing the number of people paying attention to this coin.

FAQ about 1995 Washington Quarters

1. Is a 1995 quarter worth anything?

In the vast majority of cases, 1995 quarters are worth only face value — 25 cents. Even in uncirculated condition, most grades bring $1–$10. But the finest known examples are dramatically more valuable: the 1995-P at MS-68 sold for $3,600 at Heritage Auctions in June 2019, and the 1995-D at MS-67+ brought $1,293 at Goldberg Auctioneers in June 2017. Error coins can add significant premiums beyond those amounts.

2. Is a 1995 S quarter silver?

Maybe! San Francisco struck both clad and silver proof quarters in 1995. Check the edge of the coin: a reddish-brown stripe visible at the edge means you have a clad coin (the copper core showing through). A silver quarter will have no color difference at the edge. For a definitive test, weigh the coin: silver proofs weigh 6.25 grams, clad proofs weigh 5.67 grams. You’ll need a digital scale accurate to at least 0.01 grams.

3. What is the highest-graded 1995 quarter?

MS-68 is the highest grade in which any 1995-P or 1995-D business strike has been certified. According to PCGS CoinFacts, no more than approximately 10 examples of the 1995-P reach MS-68, and none have been graded finer. For the proof coins, PR-70 DCAM is the theoretical maximum grade, and examples do exist in that grade, making them far more accessible than the high-grade business strikes.

4. Why do PCGS and NGC give such different grades to 1995-D quarters?

This is one of the most important facts for buyers and sellers to understand. PCGS has certified approximately 1,350 examples of the 1995-D in MS-68, while NGC has certified only 4 at the same grade. This reflects significantly different grading standards between the two services for this specific issue. As a result, a PCGS MS-65 1995-D has sold for $144 at auction, while the NGC guide values the same grade at around $10. Always check the certification service before making a purchase decision.

5. What 1995 quarter errors are worth the most money?

The most valuable 1995 quarter errors tend to be wrong planchet strikes and dramatic off-center errors. A 1995 quarter struck on a foreign planchet sold for over $1,000 at Heritage Auctions. An off-center example sold for $849.99 on eBay in early 2025. A 1995-P DDO (Doubled Die Obverse) sold for $356 ungraded on eBay in late 2024. Missing clad layer errors on the 1995-D are documented and certified by PCGS, typically selling for $75–$200.

6. How can I tell if my 1995 quarter has a doubled die error?

Use a 5x–10x magnifying loupe and examine the obverse inscription “IN GOD WE TRUST” — this is the most prominent area for the 1995-P DDO. A genuine doubled die will show a raised, three-dimensional secondary image offset from the primary design. Machine doubling (which has no extra value) looks flat and shelf-like with no real depth. Run your fingernail along the letters: true hub doubling feels raised, while machine doubling feels flattened. Cross-reference your coin against images in CONECA’s online database or error-ref.com before assigning value.

7. Does it make sense to get my 1995 quarter professionally graded?

Only if the coin’s potential value significantly exceeds the grading cost — generally at least three to five times the fee. For circulated 1995 quarters worth 25 cents, professional grading never makes financial sense. But if you believe you have a coin in MS-65 or better, a documented error variety, or a coin you plan to sell at a major auction, PCGS or NGC certification adds credibility and usually increases the realized price at sale. For a preliminary estimate, use the free Coin Value Checker App before committing to professional grading.

8. What makes the 1995-P MS-68 worth $3,600 when billions were made?

Condition rarity. While over a billion 1995-P quarters were struck, virtually all of them spent years passing through pockets, vending machines, and cash registers. The few coins that somehow avoided every contact mark and surface imperfection and survived in near-perfect condition are extraordinarily rare on a statistical basis. PCGS notes that at MS-68, no more than approximately 10 examples exist. The jump from MS-67 to MS-68 represents a 3,500% price increase, driven entirely by that extreme scarcity at the top of the grade scale.

9. What is the Coinage Act of 1965 and why does it matter for 1995 quarters?

The Coinage Act of 1965, signed by President Lyndon B. Johnson on July 23, 1965, removed silver from U.S. dimes and quarters, replacing it with the copper-nickel clad composition still used today. This is why 1995 circulation quarters contain no silver — only a copper core with copper-nickel outer layers. It also explains why the San Francisco silver proof from 1995 is special: the Mint continued producing 90% silver proofs for collectors even after silver was removed from circulation coinage.

10. Where is the mint mark on a 1995 quarter?

The mint mark is on the obverse (heads side), to the right of Washington’s ponytail, near the coin’s edge. Philadelphia-minted coins show a P, Denver coins show a D, and San Francisco proof coins show an S. There is no 1995 quarter without any mint mark — all 1995 quarters carry a mint mark. (This is different from some earlier clad Washington quarters from 1965–1967, which were issued without mint marks.)