1995 Quarter Value Checker: Errors List, “D”, “S” & “P” Mint Mark Worth

1995-P Quarter value ranges from $0.25 face value to $3,600. That record sale was a Grade 68 example sold through Heritage Auctions in June 2019. Upload a photo of yours below and we’ll give you a quick value range based on your coin’s condition. You can also scroll down to check recent eBay sales to see what buyers are paying today.

1995 Quarter Value Checker

Identify 1995 Quarter D, S and P Mint Mark Price

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1995 Quarter Value By Variety

Here’s what each 1995 quarter variety is worth by mint mark and condition. Use the Value Guides sections below for grade-by-grade pricing.

Also Read: Top 100 Most Valuable Modern Quarter Worth Money (1932 – Present)

Top 10 Most Valuable 1995 Quarter Worth Money

Here’s what catches people off guard: the #1 coin is a circulation strike, not a proof.

The 1995-P MS-68, graded by PCGS, sold for $3,600 at Heritage Auctions in June 2019. PCGS CoinFacts notes that no more than 10 examples exist at this level, with none graded finer. The 1995-D MS-67+ follows at $1,293, realized at Goldberg Auctioneers in June 2017.

Why do business strikes beat proofs at the top? Proofs were babied from day one — stored in plastic, never touched. Near-perfect examples are common. But a circulation strike that survived years of pockets and vending machines in MS-68 condition? That’s a needle in a billion-coin haystack.

History of the 1995 Quarter

The 1995 quarter carries John Flanagan’s Washington portrait, which has appeared on the denomination since 1932. But Flanagan almost didn’t get the job.

A bicentennial committee had already picked sculptor Laura Gardin Fraser’s portrait for a commemorative half dollar. Treasury Secretary Andrew W. Mellon overruled them, choosing Flanagan’s design for a permanent quarter instead. The committee appealed to Mellon’s successor, Ogden L. Mills. He sided with Mellon.

The series changed dramatically in 1965. Rising silver prices caused widespread hoarding — people figured the metal in their quarters would soon be worth more than 25 cents. The Battelle Memorial Institute recommended a copper-nickel clad fix. President Lyndon B. Johnson signed the Coinage Act of 1965 on July 23, 1965, pulling silver from dimes and quarters. The new composition — pure copper core sandwiched between layers of 75% copper and 25% nickel — debuted on August 23, 1965, with coins hitting circulation that November.

Collectors called them “Johnson sandwiches.” Part tribute, part mockery. By 1995, the clad quarter had been around for 30 years. Flanagan’s original reverse eagle was still in use — it wouldn’t be replaced until 1998, just ahead of the 50 States Quarters program in 1999.

Four varieties were struck in 1995. Business strikes came from Philadelphia (P) and Denver (D). San Francisco (S) produced both clad and silver proofs, sold directly to collectors and never released for circulation.

Also Read: Top 30 Most Valuable State Quarter Worth Money (1999 – 2008)

Is Your 1995 Quarter Rare?

The rarity rankings here might seem backwards. The silver proof has the lowest mintage by far — under 680,000 — but high survival rates keep it accessible. Meanwhile, the P and D strikes had billion-plus mintages, yet top-grade examples are almost nonexistent. That’s condition rarity flipping the script. You can check the rarity and current value of any coin using our Coin Identifier and Value App, which provides real-time market data and rarity scores.

Key Features of the 1995 Quarter

Here’s what to look for when you’ve got a 1995 quarter in hand.

The Obverse of the 1995 Quarter

Flip to heads. Washington faces left, with “LIBERTY” arching over his head and “1995” curved along the bottom. “IN GOD WE TRUST” sits beneath his chin.

Look to the right of Washington’s ponytail, near the rim. That’s where you’ll find the mint mark — P for Philadelphia, D for Denver, or S for San Francisco proofs.

Fun fact: Flanagan’s portrait beat out Laura Gardin Fraser’s competing design back in 1932. Fraser finally got her turn — starting in 2022, her Washington portrait appears on the American Women series of quarters running through 2025.

The Reverse of the 1995 Quarter

Flip it over. Flanagan’s 1932 heraldic eagle stands with wings spread, perched on a bundle of arrows with an olive branch beneath.

“UNITED STATES OF AMERICA” arcs across the top. “E PLURIBUS UNUM” — “From the many, one” — sits below it. “QUARTER DOLLAR” runs along the bottom curve. On early Washington quarters (pre-1962), the mint mark appeared just below the olive branch center. By 1962 it had moved permanently to the obverse.

Other Features of the 1995 Quarter

These quarters look silver but are mostly copper. The core is pure copper; the silvery appearance comes from outer cladding of 75% copper and 25% nickel. That’s been the standard since the Coinage Act of 1965.

The silver proofs from San Francisco are different — 90% silver, 10% copper. Check the edge to tell them apart. See a reddish-brown line? That’s the copper core of a clad coin. A silver coin shows no color change at the edge.

Weight works too. Clad quarters weigh 5.67 grams; silver quarters weigh 6.25 grams (some sources list 6.3 grams; the official U.S. Mint specification is 6.25 grams). You’ll need a digital scale accurate to at least 0.01 grams to tell the difference reliably.

Also Read: Top 20 Most Valuable 1776-1976 Bicentennial Quarter

1995 Quarter Value Mintage & Survival Data

The production numbers for 1995 are massive. Philadelphia struck 1,004,336,000 quarters — over one billion. Denver beat that with 1,103,216,000, making it the highest-mintage 1995 variety. These are among the largest single-year runs in Washington quarter history.

Both mints show roughly 50% survival rates. That means hundreds of millions still exist, which is why circulated examples are worth face value. Period.

The proof side is a completely different story. San Francisco’s clad proof mintage was approximately 2,499,350 (some sources cite 2,117,496 due to accounting differences in sets). The silver proof mintage was just 679,985 coins. Both show survival rates near 90% — collectors kept them in original packaging. That silver proof, with its sub-700K mintage, is the scarcest 1995 quarter by a wide margin.

Also Read: Top 100 Most Valuable Washington Quarter Worth Money (1932 – 1998)

1995 Quarter Value: The Easy Way to Know What Yours Is Worth

Start by finding the mint mark — it’s located to the right of Washington’s ponytail on the obverse. Philadelphia (P) and Denver (D) coins entered general circulation; San Francisco (S) coins were sold only in collector proof sets and were never released as change.

Now check condition. Wear shows up first on Washington’s cheek and hairline, and on the eagle’s breast feathers. If you see wear, it’s a face-value coin. Full cartwheel luster with zero wear means uncirculated — worth $5–$20 depending on grade. The Coin Identifier and Value App gives instant pricing and grade estimates to streamline this process.

Here’s where it gets interesting for the 1995-P and 1995-D. The jump from MS-67 to MS-68 is enormous. At MS-67, the 1995-P is already scarce — maybe a few hundred slabbed examples. At MS-68, PCGS notes possibly no more than 10 examples. The price leaps from roughly $100 at MS-67 to $3,600 at MS-68. That’s a 3,500% premium for one grade point.

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For S-mint proofs, you want deep, dramatic contrast between the frosted raised design and the mirror-like fields. That’s the DCAM — Deep Cameo — designation from PCGS, or Ultra Cameo (UC) from NGC. DCAM coins are the most desirable and most valuable proofs.

1995 Quarter Value Guides

1995 Quarter Varieties:

• 1995-P Quarter (Philadelphia mint)
• 1995-D Quarter (Denver mint)
• 1995-S DCAM Quarter (San Francisco clad proof)
• 1995-S Silver DCAM Quarter (San Francisco silver proof)

Philadelphia and Denver combined for over two billion business strikes. San Francisco handled proofs only — both clad and 90% silver.

Values range from face value to thousands of dollars depending on condition and variety. The silver proof is the premium piece, with its 90% silver content and sub-700K mintage.

One thing you absolutely need to know: PCGS and NGC grade these very differently. For the 1995-D in MS-68, PCGS has certified approximately 1,350 examples while NGC has certified only 4. That’s why a PCGS MS-65 brings $144 at auction while NGC’s guide lists $10 for the same grade. Always check which service slabbed your coin before pricing it.

1995-P Quarter Value

Can a coin worth 25 cents also be worth $3,600? With the 1995-P, yes. Philadelphia struck 1,004,336,000 of these — over one billion — yet the top-graded survivors are almost impossible to find.

One thing that trips up beginners: the P mint mark. It’s right there next to Washington’s ponytail. But older references sometimes call Philadelphia coins the “no mint mark” variety, because Philly didn’t stamp its mark on quarters until 1980.

PCGS CoinFacts calls the MS-68 “very hard to come by” — approximately 10 or fewer specimens known, with nothing graded higher. Finding one gem in a billion-coin run? Those are lottery odds.

Here’s how top examples have performed at major auction houses.

Recent market activity shows steady collector demand, with occasional spikes for quality pieces.

1995-D Quarter Value

Most people assume Philadelphia made the most 1995 quarters. Nope. Denver wins with 1,103,216,000 — the highest-mintage variety of the year. Look for the small D to the right of Washington’s ponytail.

Here’s the critical detail for buyers. The PCGS/NGC grading gap on this coin is staggering: PCGS has certified approximately 1,350 examples in MS-68, while NGC has certified only 4. A PCGS MS-65 1995-D has sold for $144, while the NGC guide puts the same grade at around $10. I think this is one of the biggest grading-service disparities in the modern series. Always check the holder before you buy.

Here’s how premium examples have done at auction.

Market activity shows consistent collector interest, with periodic upticks for high-grade Denver quarters from this year.

1995-S DCAM Quarter Value

 

What does a “perfect” proof quarter sell for? Sometimes less than you’d think. The 1995-S DCAM is the standard clad proof from San Francisco, with a mintage of approximately 2,499,350. DCAM stands for Deep Cameo — PCGS’s term for that sharp contrast between frosted design elements and mirror-like fields. NGC calls the same thing Ultra Cameo (UC).

 

These came in annual Proof Sets and were stored carefully from the start. A PR-70 DCAM sold for $25 on eBay in early 2024, though the NGC Price Guide lists PR-70 examples at $165. Real-world prices for PCGS PR-70 DCAM coins tend to land in the $40–$60 range. The spread between guide values and actual sales is something to watch on these.

Here’s how these proofs have performed at auction across different grading services.

Collector interest stays steady, with occasional bumps when top-graded examples come to market.

1995-S Silver DCAM Quarter Value

This is the one to own. The 1995-S Silver DCAM has the lowest mintage of any 1995 quarter — just 679,985 coins. It was sold only in the U.S. Mint’s Silver Proof Set and contains 90% silver and 10% copper, a composition not used in circulation coinage since 1964. The silver content alone (0.1808 troy ounces per coin) gives it a melt value that moves with the silver spot price.

 

A PR-70 DCAM sold for $386 at Heritage Auctions. Another PR-70 DCAM graded by NGC went for $95 at GreatCollections in mid-2023. USA Coin Book estimates the silver proof is worth $25 or more in typical proof condition. We think this is the crown jewel of 1995 quarter collecting — precious metal content, sub-million mintage, and that gorgeous DCAM finish all in one coin.

Here’s the auction history showing how silver proofs consistently outperform their clad counterparts.

Market activity stays strong, with demand tracking both numismatic interest and silver price movements.

Also Read: What Quarters Are Worth Money

Rare 1995 Quarter Error List

Over two billion 1995 quarters were struck. Mistakes happened. Here are the errors worth cherrypicking for.

1995-S Clad DDO DCAM Errors (FS-101)

This is a doubled die obverse error — the die got struck twice by the hub with a slight misalignment between impressions. You’ll see visible doubling on the lettering and date.

DDO stands for Doubled Die Obverse. FS-101 is the variety number from the Fivaz-Stanton “Cherrypickers’ Guide,” the go-to reference for U.S. coin varieties. What makes this one especially collectible? It’s on a proof coin. Proofs go through tighter quality control than business strikes, so a doubled die slipping through is unusual.

1995-P Doubled Die Obverse (DDO) Error

There’s also a DDO on the 1995-P business strike. Grab a loupe and check “IN GOD WE TRUST” — the doubling shows up best on the serif elements of the letters. You may also spot it on the date numerals.

This variety isn’t tracked as a major variety on PCGS VarietyPlus, but it trades actively. An ungraded 1995-P DDO sold on eBay for $356 in late 2024. Sharp, well-defined examples in high grade can bring several hundred dollars. Here’s the key test: genuine hub doubling looks raised and three-dimensional. Machine doubling — which adds no value — looks flat and shelf-like, with no real depth. Use a 5x–10x loupe and you’ll see the difference immediately.

1995 Quarter Off-Center Strike Error

Off-center strikes happen when the planchet isn’t centered under the dies. Part of the design is missing, with a crescent-shaped blank area on one side. The value depends on two things: how far off-center, and whether the date is still visible.

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Minor off-center examples (10–25% off) go for $30–$50. Hit 50% off-center with a full date showing? You’re looking at $250 or more. One dramatic 1995-P off-center sold for $849.99 on eBay in early 2025.

1995 Quarter Wrong Planchet Error

These happen when a quarter die strikes a blank meant for a different denomination. Wrong weight, wrong diameter, wrong everything. A 1995 quarter struck on a dime planchet sold for $646 at auction. A 1995 quarter struck on a foreign planchet brought over $1,000 at a Heritage Auctions sale.

1995-D Missing Clad Layer Error

A clad quarter has two outer layers bonded to a pure copper core. Sometimes one layer doesn’t bond during the planchet-making process. The result? One side shows warm reddish-orange copper instead of the normal silver color.

Both obverse and reverse missing-clad examples exist for the 1995-D. PCGS has published images of a matching pair — one missing the obverse layer, the other missing the reverse — both dated 1995-D. These typically sell for $75–$200 depending on condition, with slabbed examples bringing more.

Also Read: 20 Rare Washington Quarter Errors Worth Money (Full List with Pictures)

Where to Sell Your 1995 Quarter?

Now that you know the value of your coins, do you know where to sell those coins online easily? Don’t worry, I’ve compiled a list of these sites, including their introduction, pros, and cons.

Check out now: Best Places To Sell Coins Online (Pros & Cons)

1995 Quarter Market Trend

*Market Trend Chart showing the number of people paying attention to this coin.

FAQ about 1995 Washington Quarters

1. Is a 1995 quarter worth anything?

Usually just 25 cents. Even uncirculated, most grades bring $1–$10. But the top examples are a different world: the 1995-P at MS-68 sold for $3,600 at Heritage Auctions in June 2019, and the 1995-D at MS-67+ brought $1,293 at Goldberg Auctioneers in June 2017. Error coins can push values even higher.

2. Is a 1995 S quarter silver?

Maybe! San Francisco struck both clad and silver proofs in 1995. Check the edge — a reddish-brown stripe means clad (copper core showing). No color change means silver. For a definitive answer, weigh it: silver proofs weigh 6.25 grams, clad proofs weigh 5.67 grams. You’ll need a digital scale accurate to at least 0.01 grams.

3. What is the highest-graded 1995 quarter?

MS-68 for business strikes. PCGS CoinFacts notes no more than approximately 10 examples of the 1995-P reach MS-68, with none graded finer. For proofs, PR-70 DCAM examples exist and are far more accessible than those top-grade business strikes.

4. Why do PCGS and NGC give such different grades to 1995-D quarters?

This is a big deal. PCGS has certified approximately 1,350 examples of the 1995-D in MS-68, while NGC has certified only 4 at the same grade. Very different grading standards for this specific coin. A PCGS MS-65 1995-D has sold for $144 at auction, while the NGC guide values the same grade at around $10. Always check the holder.

5. What 1995 quarter errors are worth the most money?

Wrong planchet strikes and dramatic off-center errors lead the pack. A 1995 quarter struck on a foreign planchet sold for over $1,000 at Heritage Auctions. An off-center example sold for $849.99 on eBay in early 2025. A 1995-P DDO sold for $356 ungraded on eBay in late 2024. Missing clad layer errors on the 1995-D typically sell for $75–$200.

6. How can I tell if my 1995 quarter has a doubled die error?

Grab a 5x–10x loupe and look at “IN GOD WE TRUST” on the obverse — that’s the hot spot for the 1995-P DDO. Genuine doubled dies show a raised, three-dimensional secondary image offset from the main design. Machine doubling (worthless) looks flat and shelf-like. Run your fingernail across the letters — true hub doubling feels raised, machine doubling feels flattened. Cross-reference against images on CONECA’s online database or error-ref.com before getting excited.

7. Does it make sense to get my 1995 quarter professionally graded?

Only if the coin’s potential value is at least three to five times the grading fee. A circulated 1995 quarter worth 25 cents? Never. But if you think you’ve got MS-65 or better, a documented error, or something headed for auction, PCGS or NGC certification adds credibility and usually boosts the sale price. Try the free Coin Identifier and Value App first for a preliminary estimate.

8. What makes the 1995-P MS-68 worth $3,600 when billions were made?

Condition rarity. Over a billion were struck, but virtually all of them got beat up in circulation — pockets, vending machines, cash registers. The handful that somehow dodged every bag mark and contact scratch are freakishly rare. PCGS notes that at MS-68, no more than approximately 10 examples exist. The jump from MS-67 to MS-68 represents a 3,500% price increase. One grade point, massive money.

9. What is the Coinage Act of 1965 and why does it matter for 1995 quarters?

Signed by President Lyndon B. Johnson on July 23, 1965, it pulled silver from U.S. dimes and quarters and replaced it with the copper-nickel clad composition still used today. That’s why your 1995 circulation quarter has no silver — just copper with copper-nickel cladding. The San Francisco silver proof is the exception: the Mint kept making 90% silver proofs for collectors even after silver left everyday coinage.

10. Where is the mint mark on a 1995 quarter?

On the obverse (heads side), to the right of Washington’s ponytail, near the rim. P = Philadelphia, D = Denver, S = San Francisco proof. Every 1995 quarter carries a mint mark — there’s no “no mint mark” variety this year. (That’s different from 1965–1967 clad quarters, which were issued without mint marks.)