2004 Dime Coin Value (Errors List, “D”, “S” & “P” Mint Mark Worth)

Finding a 2004 dime in your pocket change might seem ordinary, but understanding its value can be surprisingly interesting. Most 2004 dimes are worth their face value of 10 cents when found in circulation, but certain examples can be worth significantly more to collectors.

In average circulated condition (Good to Fine grade), a regular 2004 dime from Philadelphia or Denver is typically worth around $0.10 to $0.31. However, if you have an uncirculated specimen in pristine condition, values can climb to $5-$14 or more, especially for coins with “Full Bands” (FB) designation showing complete torch band details. Special proof versions from San Francisco start around $6.44, while rare error coins and top-grade examples have sold for hundreds of dollars at auction.

Whether you’re a curious beginner checking coins from your change jar or a serious collector building a Roosevelt dime set, this guide will help you determine what your 2004 dime is actually worth and identify the key features that separate common pocket change from valuable collectibles.

 

2004 Dime Value By Variety

This chart displays the collectible values of 2004 Roosevelt dimes across different mint marks (Philadelphia, Denver, and San Francisco) and condition grades, including circulation strikes, Full Bands specimens, and proof versions.

If you know the grade of your coin, you can find the exact price below in the Value Guides section.

 Also Read: Roosevelt Dime Value (1946-Present)

 

Top 10 Most Valuable 2004 Dime Worth Money

The auction data from 2007 to present reveals significant value stratification among 2004 Roosevelt dimes based on grade, strike quality, and composition.

The highest recorded sale reached $1,380 for a 2004-P specimen graded 61 with Full Bands designation, demonstrating how superior strike characteristics can elevate value beyond typical grade expectations. This premium reflects the scarcity of well-struck examples within high-mintage production runs, where die degradation and production speed often compromise torch band definition.

Philadelphia mint specimens dominate the premium tier, with multiple entries across grades 67 and 68. The 2004-P 68 grade achieved prices ranging from $50 to $104, while the 67 grade recorded $39.

This concentration indicates Philadelphia’s capability to produce superior strikes during 2004, though such examples represent statistical outliers within the 1.3 billion coin production run.

The Denver facility shows comparative underrepresentation, with only two entries at grades 68 ($75) and 58 ($13), suggesting either lower strike quality standards or reduced collector focus on Denver specimens from this period.

Proof versions from San Francisco occupy distinct market segments. The silver proof 70 grade reached $207, while the standard clad proof 70 achieved $188. Lower proof grades at 69 registered $19 for clad and $17 for silver, establishing clear price compression below perfect grades.

This bifurcation reflects two market dynamics: the 90% silver composition provides intrinsic metal value and collector preference, while the substantial grade premium from 69 to 70 demonstrates market sensitivity to surface perfection in modern proof production.

The pricing structure indicates that condition rarity drives value in high-volume modern issues. With combined mintage exceeding 2.4 billion pieces for circulation strikes, grade 68 and above specimens become statistically scarce despite absolute availability in lower grades.

Strike quality, particularly Full Bands designation, functions as a secondary rarity multiplier that can exceed grade-based premiums. The auction data establishes that collector demand concentrates at extreme quality thresholds, where even minor grade differences translate to substantial price differentials.

This pattern reflects broader modern numismatic trends where common-date coins achieve value through preservation and strike excellence rather than absolute scarcity.

 

History of the 2004 Dime

The 2004 Dime represents a milestone year in the continuous production legacy of Roosevelt’s ten-cent piece, with nearly 2.5 billion dimes struck between the Philadelphia and Denver facilities combined. By this time, the dime had served as an uninterrupted workhorse of American commerce for nearly six decades.

Modern mint technology had evolved dramatically since the series’ inception, with facilities capable of manufacturing more than 75 million coins in just 24 hours using automated processes where metal coils arrive in 1,500-foot lengths and undergo systematic preparation before striking.

The 2004 production saw increased output at both mints, reflecting sustained demand for the denomination in everyday transactions across the nation. By the year 2000, the United States Mint was responsible for producing 28 billion coins annually, with dimes representing a critical component of this massive output.

The 2004 Dime thus exemplifies how Roosevelt’s enduring design had become seamlessly integrated into the fabric of American monetary circulation, maintaining its essential role in commerce while benefiting from decades of refined manufacturing excellence.

Also Read: Top 100 Most Valuable Roosevelt Dimes Worth Money List

 

Is your 2004 Dime rare?

Understanding the true rarity of your 2004 Dime requires expert analysis—download the CoinValueChecker App to instantly access comprehensive rarity rankings, condition assessments, and current market values for every Roosevelt Dime variety in your collection.

 

Key Features of the 2004 Dime

The 2004 Dime continues the Roosevelt dime series that honors the 32nd President of the United States.

Production for 2004 occurred at multiple U.S. Mint facilities, with business strikes manufactured at Philadelphia (marked with “P”) and Denver (marked with “D”), while the San Francisco facility (marked with “S”) produced collector-quality proof versions and special silver proof editions.

The Obverse of the 2004 Dime

Features a left-facing portrait of Franklin D. Roosevelt, capturing his presidential dignity and determination.

The word “LIBERTY” appears prominently along the rim, with “IN GOD WE TRUST” positioned below Roosevelt’s profile.

The year “2004” is inscribed on the lower portion, with the mint mark (“P” or “D”) located above the date for circulation strikes.

Designer John R. Sinnock’s initials “JS” can be found at the truncation of Roosevelt’s neck.

The Reverse of the 2004 Dime

A flaming torch symbolizing liberty dominates the center of the design, representing freedom and enlightenment.

An olive branch extends from the left side, symbolizing peace, while an oak branch on the right represents strength and independence.

The national motto “E PLURIBUS UNUM” (Out of Many, One) arcs across the upper field.

“UNITED STATES OF AMERICA” forms the outer rim inscription, with the denomination “ONE DIME” displayed at the bottom.

Other Features of the 2004 Dime

The 2004 Dime maintains standard specifications established for clad Roosevelt dimes: a three-layer construction with outer layers of copper-nickel alloy (75% copper, 25% nickel) bonded to a pure copper core, resulting in a total weight of 2.27 grams.

The coin’s diameter measures 17.90 millimeters with a thickness of 1.35 millimeters, and its edge features 118 reeds for security and tactile identification.

Also Read: Top 100 Rarest Dimes Worth Money (Most Expensive)

 

2004 Dime Mintage & Survival Data

The 2004 Roosevelt Dime production exemplifies the robust output capacity of the U.S. Mint during the early 21st century. Combined mintage from the Philadelphia and Denver facilities reached approximately 2.49 billion coins, representing one of the highest production years for circulating Roosevelt dimes.

The Philadelphia Mint led production with 1,328,000,000 pieces, while the Denver facility contributed 1,159,500,000 dimes, ensuring adequate supply to meet nationwide commercial demands.

In stark contrast to these massive circulation strike numbers, the San Francisco Mint produced limited quantities exclusively for collectors. Both the standard clad proof and 90% silver proof editions carried identical mintages of 1,789,488 pieces each, making them approximately 1,400 times scarcer than their circulating counterparts.

These proof specimens featured the distinctive Deep Cameo (DCAM) finish, characterized by frosted design elements contrasting against mirror-like fields.

Survival data reveals a dramatic disparity between circulation strikes and collector proofs. While survival rates for Philadelphia and Denver coins remain undocumented—typical for widely distributed business strikes that entered commerce immediately—both San Francisco proof varieties demonstrate documented survival figures of 1,117,137 specimens, representing a 62.43% survival rate.

This preservation rate, though lower than some modern proof issues, reflects the reality that even collector-intended coins face attrition over two decades through loss, damage, or incomplete record-keeping. The known survival of proof specimens stands in striking contrast to the unknown fate of billions of circulating 2004 dimes, most of which remain in active use or have been lost to time.

Also Read: Top 70+ Most Valuable Mercury Dimes Worth Money (Chart By Year)

 

The Easy Way to Know Your 2004 Dime Value

Determining your 2004 dime’s value depends on three critical factors: date and mint mark, population scarcity, and condition—where even small grade differences substantially impact market worth.

The mint mark, located on the coin’s obverse, identifies whether your dime was struck in Philadelphia (P), Denver (D), or San Francisco (S), with proof versions commanding additional consideration. This identifier provides the first layer of classification, as production volumes and strike quality varied across facilities during 2004.

Grade assessment forms the second valuation component. The Sheldon Scale rates coins from 1 to 70, where higher numbers indicate better condition and significantly greater value. Determining grade requires evaluating surface preservation, strike quality, luster retention, and overall eye appeal. Surface wear on high points, contact marks, and visual attractiveness all factor into this determination.

Population scarcity represents the third factor. Even within identical grades, coins with superior strike characteristics—particularly Full Bands designation showing complete torch band separation—command substantial premiums.

Accurate assessment requires expertise in identifying these nuanced characteristics and accessing current market data. CoinValueChecker App combines professional grading standards with real-time valuation tools, enabling you to evaluate your 2004 dimes systematically and make informed collection decisions.

 

2004 Dime Value Guides

• 2004-P Dime (Philadelphia)
• 2004-D Dime (Denver)
• 2004-S Proof DCAM Dime (San Francisco)
• 2004-S Silver Proof DCAM Dime

Each variety features a distinct mint mark located on the obverse, identifying its origin facility. The Philadelphia and Denver strikes are standard circulation coins in copper-nickel clad composition, while proof versions were minted specifically for collectors using polished dies and planchets.

The silver proof variant commands premium consideration due to its precious metal content and limited collector distribution. Understanding these distinctions is fundamental to accurate valuation.

 

2004-P Dime Value

The 2004-P Roosevelt Dime represents a milestone year in modern U.S. coinage, with the Philadelphia Mint striking over 1.3 billion pieces—making it one of the most abundant dime productions of the early 21st century.

While readily available in circulated grades and up to MS66, these coins become genuinely scarce in MS67 and extremely difficult to locate in MS68 condition. The true value driver lies in strike quality: specimens displaying Full Bands—complete, unbroken horizontal lines across the torch bands on the reverse—are prized by specialists and command substantial premiums.

At the MS68 Full Bands grade, only 22 examples have been certified by one service and 10 by another, transforming this otherwise common coin into a condition rarity. The auction record for this variety reached $1,380, demonstrating how exceptional preservation elevates value beyond typical pocket change.

For collectors, the challenge isn’t finding a 2004-P dime—it’s identifying one with superior strike characteristics and pristine surfaces that distinguish investment-grade specimens from ordinary circulation finds.

The collecting strategy centers on understanding grade thresholds: common-date examples trade near face value through MS65, while MS67 specimens require careful searching, and MS68+ grades represent genuine numismatic achievements.

Check the Auction Record Chart below to see how different grades and strike qualities have performed at major sales over time.

The Market Activity section also shows current collector engagement with premium-quality modern coins.

 

2004-D Dime Value

The 2004-D Roosevelt Dime, produced at the Denver Mint with over 1.15 billion pieces struck, is readily available in most conditions. In circulated condition, these dimes trade at face value of 10 cents, while uncirculated examples in high mint state typically range from $2 to $12.

From a rarity perspective, this date remains common up through MS67 grade, but becomes notably scarcer at MS68 or higher. For collectors pursuing quality, the “Full Bands” (FB) designation adds significant appeal—this refers to coins showing complete separation of the horizontal bands across the torch on the reverse, indicating superior strike quality.

The investment potential is modest for standard pieces, making this an accessible entry point for beginners rather than a high-stakes acquisition. Premium examples in MS65-MS67 grades command prices between $5 and $12, while auction records show standard versions reaching around $80 for certified pieces. The collecting difficulty is minimal for lower grades, though assembling a high-grade FB specimen requires patience and careful selection.

The Auction Record Chart below illustrates how grade progression and strike characteristics influence realized values across different sale venues.

Current Market Activity reflects steady demand from both date collectors building complete Roosevelt sets and quality specialists pursuing condition rarities within common-date issues.

2004-D FS-101 Doubled Ear Dime Value

The 2004-D FS-101 Doubled Ear variety represents the first major die variety in the Roosevelt dime series, officially recognized in the Cherry Pickers Guide.

This distinctive variety emerged during the same production period as the famous 2004-D Wisconsin Extra Leaf quarter varieties, with the doubling feature possibly appearing on dimes before the quarter varieties gained widespread attention. The variety displays visible doubling on Roosevelt’s ear, creating a diagnostic feature that specialists can identify under magnification.

Discovery and distribution patterns indicate that most examples were originally released in San Diego County, California, with specimens identified by approximately three initial discoverers.

The auction record for this variety reached $275 for an MS65 specimen, while market values range from $5-60 in circulated condition to $65-275 for uncirculated examples. The variety’s connection to the 2004 Wisconsin quarters adds historical intrigue, as both share similar timeframes and possible mint circumstances.

Collecting this variety requires careful examination, as the doubled ear feature must be distinguished from ordinary die wear or damage. Despite being linked to significant quarter varieties that received extensive publicity, the doubled ear dime has remained relatively overlooked in numismatic marketing, potentially offering value opportunity for informed collectors.

The combination of official variety status, limited discovery population, and historical connection to other notable 2004 issues positions this as a meaningful specialty item within the modern Roosevelt dime series.

 

2004-S Proof DCAM Dime Value

The San Francisco Mint produced 2004-S proof Roosevelt dimes in copper-nickel clad composition as part of the annual proof set, with all coins intended to achieve Cameo or Deep Cameo finish.

These collector-exclusive strikes feature dramatically frosted devices contrasting against deeply mirrored fields, representing the technical pinnacle of modern proof production. Each proof set package contained the dime alongside other denominations in protective cases with distinctive blue-flag design for clad sets.

Modern proof Roosevelt dimes demonstrate accessible pricing across most grade levels. For comparable clad proof dimes from this era, PR70 DCAM specimens typically range from $10 to $35 in the current market, while PR69 and PR68 DCAM grades generally trade between $4 and $10.

The 2004-S clad proof follows these market patterns, with values determined primarily by certification population density at the perfect PR70 grade rather than absolute scarcity.

Collecting approach differs between clad and silver proof versions—the clad composition emphasizes aesthetic achievement and grade perfection at modest cost, making it ideal for date-specific collectors or those building comprehensive proof sets. 

The Auction Record Chart below tracks certified population changes and recent sales data.

Market Activity provides insight into current collector demand for these technically superior San Francisco strikes.

 

2004-S Silver Proof DCAM Dime Value 

Beginning in 1992, the U.S. Mint resumed production of 90% silver proof Roosevelt dimes after discontinuing silver content in 1965, creating modern opportunities for collectors seeking precious metal content alongside proof quality.

The San Francisco Mint struck 1,789,488 silver proof Roosevelt dimes in 2004, featuring 90% silver composition with mirror-like proof finish. These dimes were included in the 11-piece silver proof set, where the dime, quarters, and half dollar all contained silver, distinguishing them from standard clad proofs. Sets arrived in original mint packaging with protective hard plastic cases and outer boxes, different from the blue-flag design used for clad proof sets.

From a value perspective, the silver melt value establishes a floor of approximately $3.53 based on precious metal content alone. Current market estimates place base values around $8.64, while the auction record for PR70 Deep Cameo grade reached $207 in 2012, demonstrating the premium that pristine specimens can command.

Collection appeal centers on dual attributes: the 90% silver composition provides tangible metal value that fluctuates with spot prices, while Deep Cameo contrast and proof striking quality deliver aesthetic achievement. This combination bridges precious metal investment characteristics with traditional numismatic collecting.

The Auction Record Chart below documents certified specimen performance across grade levels.

Market Activity data reflects steady collector interest in these silver-content proofs.

Also Read: 16 Rare Dime Errors List with Pictures (By Year)

 

Rare 2004 Dime Error List

In 2004, the United States Mint produced more than 2 billion Roosevelt dimes at the Philadelphia and Denver mints combined. While 2004 Dimes are very common with only face value of 10 cents, certain mint error coins can be worth hundreds of dollars.

Collecting error coins is an effective strategy to boost the value of your dime collection, as these rare minting mistakes transform ordinary coins into valuable collectibles.

1. 2004 Off-Center Strike Error

An off-center strike error occurs when the coin’s design is struck away from the center and shifted toward the coin’s edge. This error happens when the die and planchet fail to align properly, causing Roosevelt’s portrait or the reverse design to appear off-position.

The greater the off-center degree, some design elements may be completely missing, making each off-center error coin unique. Depending on the degree of misalignment and condition, 2004 off-center strike Dimes can range from tens to hundreds of dollars in value.

2. 2004 Strike Through Error

A strike through error occurs during the minting process when foreign material (such as grease, cloth fibers, or metal fragments) falls onto the planchet surface. The die strikes through this material, leaving distinctive marks or textures on the coin’s surface. This error creates irregular patterns or blurred areas on either the obverse or reverse of the coin.

Each strike through error is unique because the shape, size, and position of the foreign material varies. Depending on the characteristics and visibility of the strike through material, these error coins typically range from $10 to $100 in value.

3. 2004 Rim Error

Rim errors include various types such as partial collar, railroad rim, and wire rim. A partial collar error occurs when the collar is out of position, leaving a visible line around the coin’s edge.

A wire rim error results from excessive pressure that squeezes metal between the collar and die edge, producing an extremely high thin rim. These rim defects make the coin’s appearance noticeably abnormal, with collectible value depending on the severity of the error, typically ranging from $5 to $50.

 

Where to Sell Your 2004 Dime ?

Whether you choose online marketplaces, local coin dealers, or auction houses, take time to research current prices and obtain multiple opinions to ensure you receive fair value for your 2004 dime.

Check out now: Best Places To Sell Coins Online (Pros & Cons)

 

2004 Dime Market Trend

*Market Trend Chart showing the number of people paying attention to this coin.

 

FAQ About the 2004 Dime

1. What makes a 2004 dime valuable?

2004 dimes become scarce at grade MS68 and above. Full Bands (FB) Roosevelt dimes—coins with exceptionally strong strikes showing complete horizontal lines in the bands around the torch on the reverse—are more desirable and command premium prices.

2. What does “Full Bands” mean on a Roosevelt dime?

“Full Bands” refers to coins with exceptionally strong strikes that exhibit complete horizontal lines in the bands around the torch on the reverse when kept in uncirculated condition. Both silver and copper-nickel Full Bands Roosevelt dimes are scarce and command substantial premiums over similarly graded non-FB specimens.

3. At what grade do 2004 dimes become scarce?

Even at grade MS66, these coins are easily accessible but become scarce at grade MS68 and above. In MS67 condition it is much scarcer, and in MS68 it is very difficult to locate.