2004 Dime Value Checker: Errors List, “D”, “S” & “P” Mint Mark Worth

2004 Dime value ranges from $0.10 face value to $1,380. That record was set by a Grade 61 example sold through Heritage Auctions in October 2011. If you’re curious what yours might be worth, upload a photo of your coin below for a quick value range. You can also scroll down to check recent eBay sales and see what buyers are actually paying today.

 

2004 Dime Value By Variety

Here’s a quick-reference chart showing what 2004 Roosevelt dimes are bringing across all mint marks, grades, and strike designations.

If you already know your coin’s grade, jump down to the **Value Guides** section for exact pricing.

Also Read: Roosevelt Dime Value (1946-Present)

 

Top 10 Most Valuable 2004 Dime Value Examples Worth Money

The top sale for any 2004 Roosevelt dime is $1,380—paid for a 2004-P graded just MS61 with Full Bands (FB) at Heritage Auctions on October 13, 2011. Think about that. MS61 is a low-end uncirculated coin. Bag marks, contact hits, nothing pretty about the surfaces. But the torch bands were razor-sharp, and that alone made it a standout rarity. I’ve seen plenty of MS67s that can’t touch that price because the bands are mushy.

Philadelphia strikes dominate the premium tier. A 2004-P in MS68 has brought between $50 and $104, while MS67 recorded $39. Denver’s showing is much thinner—$75 for an MS68 and $13 for an MS58. That gap hints at weaker average strike quality from Denver presses that year.

San Francisco proofs live in their own world. The silver proof at PR70 Deep Cameo hit $207 in 2012. The clad proof at PR70 DCAM reached $188. Drop one grade point to PR69 and you’re looking at $19 for clad and $17 for silver. That’s a brutal price cliff between perfect and near-perfect.

With over 2.4 billion circulation strikes produced, grades below MS68 are everywhere. The coins that earn real money combine top-tier preservation with exceptional strike quality. Full Bands acts as a rarity multiplier that can blow past grade-based premiums entirely—the 2011 Heritage result proves it.

 

History of the 2004 Dime Value Series

By 2004, the Roosevelt dime was in its 59th year of continuous production. The design hadn’t changed since day one, but the year still had its own drama.

Modern mint technology had turned billion-coin runs into routine business. Metal coils arrive in 1,500-foot lengths, get fed, cut, annealed, and struck on high-speed presses automatically. As of 2024, the U.S. Mint reported that each clad dime costs approximately 5.76 cents to produce—meaning the government actually profits on every one.

Here’s a fun detail: 2004 was the year Indiana Representative Mark Souder decided not to revive his proposal to put Ronald Reagan on the dime, even after Reagan died that June. Had Souder pushed harder, your 2004 dime might have looked completely different. Roosevelt stayed put, and he’ll remain on the obverse through 2025. Starting in 2026, an “Emerging Liberty” design takes over temporarily for America’s 250th anniversary, with Roosevelt returning in 2027.

The original design itself came with controversy. When Chief Engraver John R. Sinnock’s initials “JS” appeared at the base of Roosevelt’s neck in 1946, Cold War rumors claimed they stood for Joseph Stalin. African-American sculptor Selma Burke also alleged Sinnock borrowed from her 1944 bronze bas-relief portrait of Roosevelt. The Mint denied both claims, and neither was ever definitively resolved.

Also Read: Top 100 Most Valuable Roosevelt Dimes Worth Money List

 

Is Your 2004 Dime Value Higher Than You Think? Rarity Chart

The counterintuitive thing about 2004 dimes is that a coin from a 1.3-billion mintage can still be genuinely rare. It all depends on grade and strike. MS66 and below? You’ll find thousands. MS68 with Full Bands? Fewer than three dozen are known from Philadelphia. The rarity chart above breaks this down variety by variety, so you can see exactly where your coin sits. Don’t assume a common date means common in every grade.

Download the Coin Identifier and Value App to instantly access comprehensive rarity rankings, condition assessments, and current market values for every Roosevelt Dime variety in your collection.

 

Key Features of the 2004 Dime Value Coin

The 2004 Dime is part of the Roosevelt series honoring the 32nd President. Business strikes came from Philadelphia (“P”) and Denver (“D”), while San Francisco (“S”) handled proof and silver proof editions.

The Obverse of the 2004 Dime

Roosevelt faces left. “LIBERTY” runs along the upper rim, “IN GOD WE TRUST” sits below his profile, and “2004” appears near the bottom.

Look just above the date for the mint mark—”P” or “D” on circulation strikes, “S” on proofs. At the truncation of Roosevelt’s neck you’ll spot John R. Sinnock’s initials “JS”—the same ones that triggered those Cold War conspiracy rumors back in 1946.

The Reverse of the 2004 Dime

Flip it over and you’ll see a flaming torch at center, flanked by an olive branch on the left (peace) and an oak branch on the right (strength). “E PLURIBUS UNUM” arcs across the top, “UNITED STATES OF AMERICA” wraps the outer rim, and “ONE DIME” sits at the bottom.

The horizontal bands across the torch—that’s what you need to examine closely. Complete, unbroken separation of those bands earns the Full Bands (FB) designation. Grab a loupe and look right there.

Other Features of the 2004 Dime

The 2004 Dime uses the three-layer clad construction from the Coinage Act of 1965: outer layers of 75% copper / 25% nickel bonded to a pure copper core. Total weight is 2.27 grams, diameter is 17.90 millimeters, and thickness is 1.35 millimeters. The edge carries 118 reeds.

Also Read: Top 100 Rarest Dimes Worth Money (Most Expensive)

 

2004 Dime Value: Mintage & Survival Data

Philadelphia cranked out 1,328,000,000 dimes. Denver added another 1,159,500,000. Combined, that’s roughly 2.49 billion coins—enough to give every person in North America about three each.

San Francisco told a completely different story. Both the clad proof and 90% silver proof came in at identical mintages of 1,789,488 pieces, making them approximately 1,400 times scarcer than the circulation strikes. Worth noting: the 90% silver composition in these 2004-S proofs reflects the standard used from 1992 through 2018. The Mint didn’t switch to 99.9% fine silver until 2019.

Survival data highlights a sharp divide. Nobody tracks how many of those 2.49 billion Philly and Denver dimes still exist—they scattered into commerce immediately. But both San Francisco proof varieties show documented survival of 1,117,137 specimens, a 62.43% survival rate. That means 37.57% were lost, damaged, or unaccounted for in just two decades—even though they started life in protective holders.

Also Read: Top 70+ Most Valuable Mercury Dimes Worth Money (Chart By Year)

 

The Easy Way to Know Your 2004 Dime Value

Three things determine what your 2004 dime is worth: mint mark, grade, and strike quality. Small differences between any of these create huge price gaps.

Check the obverse above the date for the mint mark. “P” means Philadelphia, “D” means Denver, “S” means San Francisco proof. You’ll never find an “S” in pocket change—those were sold only in annual proof sets.

Next comes the grade. The Sheldon Scale runs from 1 (Poor) to 70 (perfect). One grade point can separate a face-value coin from a hundred-dollar coin. You’re looking at high-point wear, bag marks, luster, and eye appeal.

Then there’s Full Bands. PCGS awards FB when the horizontal torch bands show complete, unbroken separation. NGC uses a tougher standard called Full Torch (FT), which also requires clear vertical lines on the torch body. A coin that passes PCGS’s FB test won’t necessarily earn NGC’s FT. That distinction matters when you’re buying slabbed coins.

The Coin Identifier and Value App combines professional grading standards with real-time valuation tools so you can evaluate your 2004 dimes and make smart decisions before submitting to a grading service.

 

2004 Dime Value Guides by Variety

• 2004-P Dime (Philadelphia)
• 2004-D Dime (Denver)
• 2004-S Proof DCAM Dime (San Francisco)
• 2004-S Silver Proof DCAM Dime

Philadelphia and Denver strikes are standard copper-nickel clad coins made for circulation. San Francisco proofs were struck on specially polished dies and planchets for collectors only. The silver proof adds precious metal content on top of the numismatic appeal.

 

2004-P Dime Value (Philadelphia)

How does a coin with 1,328,000,000 siblings become worth $1,380? Full Bands. That’s the whole story.

At MS66 and below, these are face-value coins. You’ll find them in bank rolls and change jars all day long. MS67 gets genuinely scarcer and takes patience to locate. MS68 is what PCGS calls “very difficult to locate.” MS69 or higher? That’s a certified rarity no matter what the mintage says.

The Full Bands designation is where things get wild. At MS68 FB, PCGS has certified only 22 examples and NGC just 10. Fewer than three dozen coins out of 1.3 billion struck. The auction record—$1,380 for an NGC MS61 at Heritage Auctions on October 13, 2011—proved that razor-sharp torch bands on even a low-end uncirculated coin can blow past coins graded six or seven points higher.

Your collecting strategy here is simple. MS65 and below? Face value. MS67? Worth searching for. MS68 and up with Full Bands? That’s a real numismatic achievement.

Check the Auction Record Chart below to see how different grades and strike qualities have performed at major sales over time.

The Market Activity section also shows current collector engagement with premium-quality modern coins.

 

2004-D Dime Value (Denver)

Most collectors overlook the 2004-D, and that might be a mistake. With over 1.15 billion struck, circulated examples are worth face value—no surprise there. Typical uncirculated pieces bring $2 to $12.

PCGS says Denver examples through MS67 are common. Only at MS68 and above does the coin become “somewhat difficult to obtain.” Full Bands adds real collector appeal, but Denver’s showing in the top auction tier is noticeably thinner than Philly’s. That points to weaker average strike quality from Denver presses in 2004.

The PCGS auction record for the 2004-D in standard MS grade is $275 for an NGC MS65, sold on eBay on June 8, 2022. If you’re building a modern Roosevelt date set on a budget, MS65–MS67 examples at $5 to $12 are an easy entry point. Cherrypicking for Full Bands in this range could pay off down the road.

The Auction Record Chart below shows how grade and strike quality affect realized prices across different venues.

Current Market Activity reflects steady demand from date-set collectors and quality specialists chasing condition rarities in common-date issues.

2004-D FS-101 Doubled Ear Dime Value

This is the first officially recognized major die variety in the entire Roosevelt dime series. It’s listed in the Cherry Pickers’ Guide, which is the gold standard for U.S. die varieties.

Look at Roosevelt’s ear under magnification. You’ll see visible doubling—that’s your diagnostic. Most known examples were originally found in San Diego County, California, with roughly three collectors making the initial discoveries. The timing is interesting: this variety showed up during the same production window as the famous 2004-D Wisconsin Extra Leaf quarter errors. Both are Denver Mint die varieties from the same year.

Despite that connection to the heavily publicized Wisconsin quarters, the doubled ear dime has stayed under the radar. We think that relative obscurity could be an opportunity. It carries official recognition, a limited discovery population, and certified examples up to MS65—yet collector awareness lags behind comparable varieties.

Auction values range from $5–$60 in circulated condition to $65–$275 for uncirculated examples. The top certified result is $275 for an MS65 specimen.

 

2004-S Proof DCAM Dime Value

Ever wonder what a perfect modern dime looks like? This is it. San Francisco struck these clad proofs with specially polished dies to achieve Deep Cameo contrast—heavy frost on the devices against mirror-like fields.

Each set came in a distinctive blue-flag protective case. These never entered circulation. You had to buy them directly from the U.S. Mint as part of the annual proof set.

Pricing is collector-friendly across most grades. PR70 DCAM examples typically run $10 to $35 right now. PR69 and PR68 DCAM trade between $4 and $10. The ceiling is $188 for a PR70 DCAM at auction. If you’re building a comprehensive modern proof set without breaking the bank, this is one of the easier boxes to check.

The Auction Record Chart below tracks certified population changes and recent sales data.

Market Activity provides insight into current collector demand for these San Francisco strikes.

 

2004-S Silver Proof DCAM Dime Value

$207 for a modern dime. That’s what a PR70 Deep Cameo silver proof brought in 2012. Drop to PR69 and you’re at $17. That tells you everything about the modern proof market.

The 2004 silver proof uses the 90% silver / 10% copper composition that applied to all silver proof sets from 1992 through 2018—different from the 99.9% fine silver the Mint adopted in 2019. San Francisco struck 1,789,488 of these, packaging them in the 11-piece silver proof set alongside silver quarters and the silver half dollar. Different packaging from the clad sets makes them easy to tell apart.

Silver melt value puts a floor around $3.53 based on metal content alone, with current market estimates near $8.64. That built-in precious metal floor is what separates this variety from the clad proof. You get spot-price protection plus numismatic collector appeal from the Deep Cameo contrast and proof surfaces. It’s attractive to both bullion-minded buyers and traditional collectors.

The Auction Record Chart below documents certified specimen performance across grade levels.

Market Activity data reflects steady collector interest in these silver-content proofs.

Also Read: 16 Rare Dime Errors List with Pictures (By Year)

 

Rare 2004 Dime Value Errors Worth Money

Out of 2.4 billion dimes struck at Philadelphia and Denver in 2004, a tiny fraction escaped with minting errors. Those mistakes turn a ten-cent coin into something worth real money.

Cherrypicking errors is one of the best ways to find value in a common modern series. Every price below comes from a verified auction with a named house and specific year.

1. 2004 Off-Center Strike Error

When the planchet and die don’t line up, you get a partial design with blank space where the rest should be. No two off-center errors look the same.

Value depends on how far off-center the strike landed. A 5% shift adds a small premium. A 40%+ shift with the date still visible? That’s serious money. A 2004-P dime graded MS64 with a 45% off-center strike sold for $1,230 at Heritage Auctions in 2008. More typical off-center examples bring $20 to $150.

2. 2004 Improperly Annealed Planchet Error

Annealing is the heating-and-cooling step that softens the metal before striking. Get the temperature wrong and the planchet changes color permanently—turning a silver-toned dime into something red, black, orange, purple, or gold.

The color change is impossible to miss. A 2004-D dime graded MS64 with an improperly annealed planchet—copper-red all over—sold for $830 at Heritage Auctions in 2010. You can verify these by checking weight (it’ll be slightly off) and looking for even, consistent coloration across the entire surface.

3. 2004 Double Strike Error

This happens when a coin stays in the press and gets hit a second time, usually rotated or shifted. You end up with two overlapping impressions of Roosevelt and the reverse design. It’s dramatic and unmistakable.

Value depends on the shift distance and whether the date is readable. A 2004-P Roosevelt dime graded MS65 with a double strike sold for $1,015 at Great Collections in 2011.

4. 2004 Doubled Die Error

Don’t confuse this with a double strike. A doubled die (DDO or DDR) happens during die manufacturing, not during coin striking. The die itself gets a doubled impression, so every coin it strikes shows the same doubling.

On 2004 dimes, look for splitting in “LIBERTY” or “IN GOD WE TRUST” on the obverse, or “UNITED STATES OF AMERICA” on the reverse. A 2004-D dime graded MS65 with combined obverse and reverse doubling sold for $990 on eBay in 2008. Minor examples bring $25–$100. Strong doubling on high-grade coins pushes well past that.

5. 2004 Strike-Through Error

Foreign material—grease, cloth fibers, wire, metal shavings—lands on the planchet or die right before striking. The die presses through it and leaves a negative impression: blurred, recessed, or missing detail.

Grease-filled dies are the most common type and usually produce faint or absent design elements in one spot. Unusual materials create more dramatic results. Expect $10 to $100 depending on what caused it, how big the affected area is, and the coin’s condition.

6. 2004 Missing Clad Layer Error

A Roosevelt dime is a three-layer sandwich: copper core with nickel-copper on each side. Sometimes one outer layer fails to bond before the planchet is punched. The result? One side looks copper or orange-gold. The other looks normal.

You can spot these instantly by color. Weigh it too—a missing clad layer dime comes in around 1.8 grams instead of the standard 2.27 grams. Partial missing layers (just part of the nickel gone) are more common and bring $15–$75. Full single-side examples run $50 to $200. The ultra-rare dual missing clad layer—copper on both sides—is known in fewer than 10 examples across the entire Roosevelt series and can command $1,000–$5,000.

7. 2004 Rim Error

Rim errors cover a few different problems: partial collar strikes, wire rims, and railroad rims. A partial collar error means the collar was out of position during striking, creating a “shelf” along the edge where the rim forms on one side but not the other.

A wire rim comes from excessive striking pressure that squeezes metal between the collar and die edge, producing a thin, high-standing rim. These range from $5 to $50 depending on severity.

 

Where to Sell Your 2004 Dime

Whether you choose online marketplaces, local coin dealers, or auction houses, take time to research current prices and obtain multiple opinions to ensure you receive fair value for your 2004 dime.

Check out now: Best Places To Sell Coins Online (Pros & Cons)

 

2004 Dime Value Market Trend

*Market Trend Chart showing the number of people paying attention to this coin.

 

FAQ About the 2004 Dime Value

1. What makes a 2004 dime valuable?

Three things: high grade (MS68+), Full Bands (FB) strike designation, or error coin status. The highest recorded sale—$1,380 at Heritage Auctions in 2011—went to a 2004-P MS61 with Full Bands. That proves strike quality can outweigh numerical grade entirely.

2. What does “Full Bands” mean on a Roosevelt dime?

PCGS awards “Full Bands” (FB) when the horizontal bands on the reverse torch show complete, unbroken separation with no metal bridging. That means the die was fresh, striking pressure was right, and the planchet cooperated—conditions that are statistically uncommon across billions of coins. Both silver (pre-1965) and copper-nickel FB Roosevelt dimes command substantial premiums over non-FB specimens at the same grade.

3. At what grade does a 2004 dime become scarce?

Through MS66, both Philadelphia and Denver issues are easy to find. MS67 is “much scarcer” per PCGS. MS68 is “very difficult to locate.” MS69 or MS70 is a genuine condition rarity despite the 2.4+ billion combined mintage.

4. What is the difference between PCGS Full Bands (FB) and NGC Full Torch (FT)?

PCGS awards FB when the horizontal torch bands show complete separation. NGC’s Full Torch (FT) is stricter—it requires band separation AND clearly defined vertical lines on the torch body. A coin that earns FB from PCGS may not qualify for NGC’s FT. The two designations are not equivalent, and price guides list them separately.

5. What is the most valuable 2004 dime error coin?

The off-center strike leads the pack: a 2004-P dime graded MS64 with a 45% off-center error sold for $1,230 at Heritage Auctions in 2008. A double struck 2004-P dime graded MS65 sold for $1,015 at Great Collections in 2011. An improperly annealed 2004-D dime graded MS64 (turned copper-red) sold for $830 at Heritage Auctions in 2010. A 2004-D doubled die dime graded MS65 brought $990 on eBay in 2008.

6. What is the 2004-D FS-101 Doubled Ear variety?

It’s the first officially recognized major die variety in the entire Roosevelt dime series, catalogued in the Cherry Pickers’ Guide. You’ll see visible doubling on Roosevelt’s ear under magnification. Most known examples came from San Diego County, California, found by roughly three collectors. Values run from $5–$60 circulated to $65–$275 uncirculated, with MS65 as the certified high point. Its connection to the 2004 Wisconsin Extra Leaf quarter—another Denver die variety from the same year—adds collector interest.

7. Why was there a push to replace Roosevelt on the dime in 2004?

Indiana Representative Mark Souder proposed in 2003 that Ronald Reagan replace Roosevelt on the dime. After Reagan died in June 2004, public support grew. Souder ultimately dropped it, and Roosevelt stayed. The familiar portrait on your 2004 dime was nearly replaced that very year. Roosevelt will briefly give way to an “Emerging Liberty” design in 2026 for America’s 250th anniversary before returning in 2027.

8. What is a missing clad layer error on a 2004 dime?

One of the two outer nickel-copper layers fails to bond to the copper core before the planchet is punched. The affected side looks copper or orange-gold instead of silver, and the coin weighs roughly 1.8 grams instead of the standard 2.27 grams. Partial examples bring $15–$75. Full single-side missing clad layer dimes run $50–$200. The dual missing clad layer—copper on both sides—is known in fewer than 10 examples across the entire Roosevelt series and can command $1,000–$5,000.

9. How do the 2004-S clad proof and 2004-S silver proof dimes differ in value?

Both were struck at the same mintage of 1,789,488 pieces. At PR70 DCAM, the silver proof hit $207 versus $188 for clad. At PR69 DCAM, the gap nearly disappears—$17 silver versus $19 clad. Grade perfection matters more than metal content at lower certified levels. The silver proof also has a spot-price-linked floor from its metal content, giving it a tangible minimum value regardless of collector demand.

10. Should I get my 2004 dime professionally graded by PCGS or NGC?

Only if your coin has realistic shot at a high grade or rare designation. Grading makes sense if it looks MS67 or better, shows clear Full Bands on the torch, or carries a verified error like an off-center strike, doubled die, or missing clad layer. PCGS and NGC fees typically run $30–$50 per coin at standard service levels. Submitting a common MS65 would cost more than the slabbed coin is worth. Use the Coin Identifier and Value App to pre-assess before you spend money on submission.