1998 Dime Value Checker: Errors List, “P”, “D” & “S” Mint Mark Worth

1998 Dime value ranges from $0.10 face value to $9,200. That record was set by an ungraded example sold through Stack’s Bowers in August 2011. If you’re wondering what yours is worth, upload a photo of your coin below for a quick value range. You can also scroll down to check recent eBay sales and see what buyers are paying right now.

 

1998 Dime Value By Variety — Complete Price Overview

The 1998 dime came out of three mints: Philadelphia (P), Denver (D), and San Francisco (S). That gives you five distinct varieties — standard circulation strikes plus a special silver proof edition. Philly and Denver coins went straight into pocket change. San Francisco made collector-only proofs in 90% silver.

If you know the grade of your coin, you can find the exact price below in the Value Guides section.

Also Read: Roosevelt Dime Value (1946-Present)

 

Top 10 Most Valuable 1998 Dime Worth Money

The #1 spot belongs to a coin so messed up NGC couldn’t even grade it. They assigned it “NG0” — basically “No Grade, it’s an error” — and it hammered for $9,200 at Stack’s Bowers in August 2011. Nobody expected a 1998 dime to bring five figures, but major mint errors rewrite the rules.

After that, Full Band examples dominate the rankings. A 1998-D MS-62 Full Band (FB) hit $4,602 at Heritage Auctions in January 2012, and a 1998-P MS-64 Full Band followed at $4,465. Full Band means the horizontal bands on the reverse torch are completely separated — no merging, no weakness. Both PCGS and NGC are strict about awarding that FB designation. Premium gems fill out the rest of the list, with MS-68 coins from both mints selling between $895 and $1,200, MS-69 specimens at $646, and the 1998-S Silver Proof in perfect PR-70 Deep Cameo (DCAM) bringing $428 at Heritage Auctions in September 2004.

 

History Of The 1998 Dime — Why This Date Matters

The Roosevelt dime debuted in January 1946 to honor FDR, who had died the previous April. Chief Engraver John R. Sinnock designed both sides. The dime was the natural choice because Roosevelt had championed the March of Dimes — originally the National Foundation for Infantile Paralysis — to fight polio.

By 1998, this design had been running for 52 straight years without a major change. Fun fact: in 2000, the Mint shrank Roosevelt’s head slightly to push inscriptions inward and protect fine details from wear. So the 1998 coins carry the original, slightly larger portrait — the last of the old-style heads, basically.

The economy in 1998 was on fire. Unemployment hit a 28-year low, GDP grew at a 4.2% annual rate, and the federal government posted its first budget surplus in nearly three decades. All that commercial activity meant people needed coins — lots of them. Philadelphia and Denver ran at full tilt, cranking out a combined 2.335 billion dimes.

San Francisco, meanwhile, kept making silver proofs for collectors as it had every year since 1992. Worth noting: starting in 2019, certain silver proof sets switched to 99.9% fine silver, but the 1998-S uses the traditional 90% silver composition.

Also Read: Top 100 Most Valuable Roosevelt Dimes Worth Money List

 

Is Your 1998 Dime Rare? Rarity Chart By Variety

Unsupported API type:  RarityChart
Supported types: Trend, Market, Price

In everyday grades? Not rare at all. Over 2.3 billion were struck between Philly and Denver, so circulated examples are everywhere.

Here’s where it gets counterintuitive. The rarity picture flips completely once you add grade and designation. PCGS has certified only 44 examples of the 1998-P in MS67 Full Bands. For the 1998-D Full Bands at MS68, PCGS reports only three known examples. Three coins — out of 1.17 billion struck. That’s a completely different kind of rare, and it’s why I think the 1998-D FB is one of the most underappreciated modern Roosevelt dimes out there.

For detailed rarity rankings and specific variety information about your 1998 Dime, our Coin Identifier and Value App provides accurate assessments to help you understand exactly how uncommon your coin is within the Roosevelt dime series.

 

Key Features Of The 1998 Dime — Design & Specifications

Here’s what to look for when you’re examining a 1998 dime — whether you’re checking authenticity or trying to assess condition.

The Obverse Of The 1998 Dime

Flip your coin to the front. You’ll see Roosevelt’s left-facing profile. “LIBERTY” arcs along the upper rim right in front of his face, and “IN GOD WE TRUST” sits in smaller letters below his chin.

The date “1998” is at the lower right. Sinnock’s initials “JS” appear below the neck truncation. Look above the date near Roosevelt’s neck for the mint mark — “P” for Philadelphia, “D” for Denver, or “S” for San Francisco. That placement has been standard since 1968, when the mint mark moved from the reverse.

The Reverse Of The 1998 Dime

Flip it over. The flaming torch in the center symbolizes liberty. An olive branch to the left represents peace; an oak branch to the right stands for strength. “E PLURIBUS UNUM” is split between the torch and branches.

“UNITED STATES OF AMERICA” circles the upper rim, and “ONE DIME” runs along the bottom. Now look closely at the torch — this is where the money is. A coin earns the Full Bands (FB) designation when you can see complete separation of the upper and lower horizontal bands with no merging, no breaks, and no weakness from edge to edge.

Other Features Of The 1998 Dime

The coin measures 17.91 millimeters in diameter, 1.35 millimeters thick, and weighs 2.27 grams. Composition is copper-nickel clad: 75% copper and 25% nickel bonded over a pure copper center. That copper core matters — it’s what you’ll see exposed on missing clad layer errors.

The reeded (ridged) edge works as an anti-counterfeiting measure. It also helps you spot broadstrike errors, which have smooth edges instead.

Also Read: Top 100 Rarest Dimes Worth Money (Most Expensive)

 

1998 Dime Mintage & Survival Data — Production Numbers Explained

Philadelphia struck exactly 1,163,000,000 dimes. Denver produced 1,172,250,000. That’s over 2.3 billion combined — enough to give every person in the U.S. about nine dimes each. Survival data for these circulation issues is unknown because you simply can’t track billions of coins through commerce.

The 1998-S silver proof is a totally different story. Just 878,792 silver Deep Cameo (DCAM) specimens were struck for collectors only. Deep Cameo means frosted, white design elements contrasting against mirror-like fields. These proofs achieved a remarkable 95% survival rate — roughly 834,852 still exist — because collectors kept them in protective packaging instead of spending them.

That’s the difference collecting intentions make. Coins meant for commerce vanish. Coins meant for collections survive.

Also Read: Top 70+ Most Valuable Mercury Dimes Worth Money (Chart By Year)

 

The Easy Way To Know Your 1998 Dime Value

Start with the mint mark. Look above the date on the obverse — “P” for Philadelphia, “D” for Denver, or “S” for San Francisco. Next, check condition: heavy scratches and wear mean circulated, while original mint luster means uncirculated.

If your coin looks uncirculated, grab a magnifying glass and examine the reverse torch. You’re looking for complete separation of the horizontal bands — that Full Bands (FB) detail can multiply a coin’s value dramatically.

Finally, check for striking errors or anything unusual. For instant assessment and current market prices, use the Coin Identifier and Value App to identify your coin’s variety and grade.

 

1998 Dime Value Guides — All Varieties Explained

• 1998-P Dime — Struck at the Philadelphia Mint with 1,163,000,000 produced for circulation. Features copper-nickel clad composition (75% copper, 25% nickel over a pure copper core) and carries a “P” mint mark above the date. Full Band specimens require complete torch band separation per PCGS standards. PCGS has certified 44 examples at MS67 FB — gem quality examples with Full Bands — making these genuinely scarce among the billions minted.
• 1998-D Dime — Produced at the Denver Mint with 1,172,250,000 circulation strikes. Identical composition to the Philadelphia issue. The 1998-D is especially noteworthy for its extremely rare Prooflike (PL) and Full Bands Prooflike examples — NGC has certified 10 known Prooflike Full Bands coins at MS67. At MS68 Full Bands, PCGS reports only three certified examples exist, making the 1998-D FB the conditionally rarest variety of this date.
• 1998-S Silver DCAM Dime — Minted exclusively as proof coins at San Francisco with 878,792 specimens struck. Contains 90% silver and weighs 2.50 grams — heavier than clad circulation strikes. Deep Cameo (DCAM) designation means frosted devices contrast sharply against mirror-like fields, produced through special multi-step die polishing techniques used only in proof production.

Each variety targets a different collector. Circulation strikes offer accessibility and the thrill of cherrypicking for condition rarities. The silver proof gives you precious metal content and proof quality in one package.

 

1998-P Dime Value — Philadelphia Mint Analysis

Here’s a question worth asking: how can a coin with 1.163 billion siblings ever be valuable? The answer is condition. Circulated 1998-P dimes are worth face value, period. The coin doesn’t get interesting until the upper Mint State grades.

MS67 examples are still reasonably accessible. The real wall starts at MS68 and above, where everything had to go right — strike quality, surface preservation, no bag marks. PCGS reports just 44 coins certified at MS67 with Full Bands, and only a handful above that. The record sale hit $895 in June 2018 for an MS68 Full Band example.

The 1998-P also produced some wild errors at Heritage Auctions. A double-struck example with a second broadstruck 100% obverse indent came in at MS67 Full Bands. A 70% off-center strike at the 1:00 position graded MS64 by ANACS. And an obverse die cap — where the coin gets stuck to the die and turns into a cap-shaped piece of metal — was certified MS66 by NGC. Even common dates can produce extraordinary finds.

Historical auction records show how different grades perform over time.

Monthly trading data reflects current collector demand for this issue.

 

1998-D Dime Value — Denver Mint’s Hidden Rarity

Most collectors overlook the 1998-D completely. Big mistake. Denver struck 1,172,250,000 dimes — slightly more than Philly — and circulated pieces are worth face value. But this date hides a genuine surprise for advanced collectors.

The 1998-D is the only 1998 dime to produce certified Prooflike (PL) examples. These are business strikes — made for commerce, not collectors — that happen to show mirror-like surfaces because they were struck early in a die’s life when the fields were still fresh. NGC has certified 10 examples at MS67 Full Bands Prooflike. I’d argue that’s the rarest certified subset of the entire 1998 dime series.

Without the Prooflike designation, PCGS has certified only three examples at MS68 Full Bands. The all-time auction record for the 1998-D is $4,602, achieved by a Full Band specimen graded MS62 at Heritage Auctions in January 2012. An MS62 bringing over four grand — that tells you how much the FB designation matters on this date.

Auction records document how this Denver issue has performed across different collecting periods.

Market activity shows monthly trading patterns and current collector engagement levels.

 

1998-S Silver DCAM Dime Value — The Collector’s Premium Choice

A PR-69 and a PR-70 might look identical to the naked eye. But that one-grade jump can mean hundreds of dollars. That’s the game with the 1998-S silver proof.

San Francisco struck 878,792 of these for collectors as part of the annual Silver Proof Set program running since 1992. They contain 90% silver, weigh 2.50 grams, and get struck multiple times with specially polished dies for that proof finish. The Deep Cameo (DCAM) designation goes to coins with the strongest contrast between frosted devices and mirror-like fields. Not every coin from a proof run earns it.

A perfect PR70 Deep Cameo sold for $428 at Heritage Auctions in September 2004. PR70 means absolutely flawless under 5x magnification. With a 95% survival rate — roughly 834,852 examples still around — these proofs are attainable in most grades. But perfect PR70 examples are genuinely scarce.

Auction records display price performance across different grade levels and time periods.

Market activity data reveals monthly trading patterns and collector engagement for this proof issue.

Also Read: 16 Rare Dime Errors List with Pictures (By Year)

 

Rare 1998 Dime Error List — What To Look For

The 1998 dime doesn’t have a famous named variety like the 1982 No-P or the 1975 No-S proof. But several confirmed errors have been certified by PCGS and NGC and sold at major auction houses. Here’s what to search for when you’re cherrypicking.

1. Off-Center Strike

This happens when the planchet (blank metal disc) shifts before the dies come down. You get a misaligned design with blank metal showing on one side. A 1998-P struck 70% off-center at the 1:00 position was graded MS64 by ANACS and appeared in the Heritage Auctions archive.

Value depends on how dramatic the shift is and whether the date survived. Minor 5–10% shifts add $10–$20. Mid-range errors at 25–40% displacement can reach $50–$150. Dramatic 50%+ off-center strikes with a complete date can command $200–$500 or more.

2. Clipped Planchet

You’ll see a missing section along the coin’s edge. This happens when blank planchets overlap during cutting and the punch bites into two blanks at once. A 1998-P dime with a dramatic 30% double clip (both a curved clip and a straight clip from the Fred Weinberg Collection) sold at Heritage Auctions.

Curved clips are more common and show a smooth arc. Straight clips are less frequent. The bigger the missing section — and the more design it removes — the higher the value. Small edge clips might add just a few dollars. A dramatic 20–30% clip can reach $75–$200 certified.

3. Doubled Die Errors (DDO / DDR)

These happen during die manufacturing when the hub strikes the die multiple times in slightly different positions. You get raised, three-dimensional doubling on letters, numbers, or design elements. Don’t confuse this with machine doubling, which looks flat and shelf-like. Machine doubling has zero collector value.

No major named doubled die variety exists for 1998, but minor doubling has been reported. Look for raised, separated doubling under magnification. The most valuable Roosevelt doubled dies in the series — like the 1963 reverse doubled die — can reach thousands, so careful examination of 1998 examples is worth your time.

4. Missing Clad Layer

This is one of the most visually striking errors confirmed for 1998. Both a 1998-P and a 1998-D with a missing obverse clad layer have been certified and sold.

The 1998-P example (graded AU58 by ANACS) appeared at Heritage Auctions, weighing just 1.86 grams versus the standard 2.27 grams — proof that one copper-nickel outer layer separated before striking. The 1998-D version was graded AU58 by PCGS and sold at GreatCollections.

A missing clad layer exposes the copper core, giving one side a reddish-brown color while the other looks normal. Single-side missing clad layer dimes typically sell for $75–$300 certified. The rarest subtype is the dual missing clad layer — both outer layers gone — with fewer than 10 examples known for the entire Roosevelt series. Those can fetch $1,000–$5,000.

5. Broadstrike

The collar die — the ring that contains the metal and creates the reeded edge — fails during striking. Without that containment, metal spreads freely. The resulting coin is larger in diameter (often 19–21mm versus the standard 17.91mm), thinner, and has a completely smooth edge.

A genuine broadstrike shows a complete design on both sides, just expanded. Grab your calipers — a larger diameter combined with a smooth edge confirms it. Circulated broadstruck 1998 dimes typically sell for $20–$40. Uncirculated examples command $50–$100, and dramatic broadstrikes with significant diameter increase can reach $75–$150 certified.

6. Die Cap Error

One of the rarest 1998-P errors on record. An obverse die cap graded MS66 by NGC sold at Heritage Auctions. A die cap forms when a coin sticks to the die and rides along, becoming a cap-shaped object that stamps curved impressions on subsequent coins. These are dramatic, immediately recognizable, and always command serious premiums from error collectors.

7. Die Cracks and Cuds

Die cracks show up as raised lines across the coin’s surface. They form when the steel die develops stress fractures from repeated use — metal flows into those cracks during striking. A cud is the extreme version: a piece of the die actually breaks away, leaving a raised blank area where design should be.

Minor die cracks add modest interest. Major cuds affecting primary design elements like Roosevelt’s portrait or the torch bring $25–$100 or more depending on size and placement.

 

Where To Sell Your 1998 Dime?

Selling your 1998 dime requires choosing the right marketplace for your specific coin. We’ve compiled detailed information on the best online platforms for selling coins. Each option includes comprehensive pros and cons to help you make informed decisions based on your needs and goals.

Check out now: Best Places To Sell Coins Online (Pros & Cons)  

 

1998 Dime Market Trend

*Market Trend Chart showing the number of people paying attention to this coin.

 

FAQ About The 1998 Dime Value

1. How much is a 1998 dime worth in 2026?

Most circulated examples are worth face value or close to it — around $0.31 in Fine condition. Uncirculated MS-grade regular strikes range from $8.43 to $12.43.

Full Band varieties jump significantly. The 1998-D FB averages $126.29 in MS condition, and auction records go as high as $4,602 for top examples.

2. What is a Full Band (FB) 1998 dime and why is it worth more?

Full Band means complete, unbroken horizontal band separation on the torch on the coin’s reverse. PCGS requires “full separation of the upper and lower horizontal bands of the torch on the reverse” with no breaks or weaknesses from edge to edge.

Most 1998 dimes show incomplete or merged bands from die wear or weak strike pressure. FB examples prove superior die quality. At MS67 FB, PCGS has certified only 44 examples of the 1998-P and just a handful of 1998-D.

3. How rare is the 1998-D MS68 Full Band dime?

Extremely rare. PCGS has certified only three examples. NGC has also certified 10 examples of the 1998-D at MS67 Full Bands Prooflike — combining FB rarity with mirror-like surfaces for an extra dimension of scarcity.

4. What is the most expensive 1998 dime ever sold?

The record is $9,200 for a 1998-P graded “NG0” (No Grade — Error) by NGC at Stack’s Bowers Galleries in August 2011. It was a major mint error too unusual for standard numerical grades. Among conventionally graded coins, the highest is $4,602 for a 1998-D MS62 Full Band sold at Heritage Auctions in January 2012.

5. What errors can appear on a 1998 dime?

Several confirmed, certified errors exist: a 1998-P missing obverse clad layer (AU58, Heritage Auctions, weighing just 1.86g instead of the standard 2.27g), a 1998-D missing obverse clad layer (PCGS AU58, GreatCollections), a 70% off-center strike (MS64 ANACS), a double-struck obverse indent error (MS67 FB, NGC), and an obverse die cap (MS66 NGC).

6. How do I tell if my 1998 dime is silver?

Only the 1998-S proof contains silver (90%). Look above the date for an “S” mint mark. You can also check the edge — a silver proof shows a solid silver-white edge with no visible copper stripe, while clad coins show a thin brown copper band at the core. The 1998-S also weighs 2.50 grams versus 2.27 grams for clad strikes.

7. What does Deep Cameo (DCAM) mean on the 1998-S proof dime?

Deep Cameo is the highest cameo designation from PCGS and NGC. It describes dramatic contrast where the raised design elements appear bright white and frosted, while the flat background fields are mirror-smooth and reflective. This effect comes from special die preparation — polishing fields to a mirror finish while leaving device areas frosted. Not all 1998-S silver proofs earn DCAM; only the finest examples with the most pronounced contrast qualify.

8. Is the 1998-S dime a key date?

No. Its 878,792 mintage and 95% survival rate mean roughly 834,852 specimens still exist. It’s readily available in most grades. The real rarity is conditional — a perfect PR70 Deep Cameo is genuinely scarce and commands a premium over typical PR69 examples. Think condition rarity, not date rarity.

9. Why did the 1998 dimes have such a massive mintage?

The U.S. was in its longest peacetime economic expansion in history. GDP grew at 4.2% annually, unemployment hit a 28-year low, and consumer spending reached record highs. All that commercial activity drove unprecedented demand for small-denomination coins, pushing both Philadelphia and Denver to operate at or near full capacity all year.

10. Should I get my 1998 dime professionally graded?

Only if the math works out. Getting a coin slabbed by PCGS or NGC — where experts authenticate it and seal it in a tamper-proof holder — typically costs $30–$50 per coin plus membership fees.

For 1998 dimes, consider grading if your coin appears MS68 or higher (where value can reach $895–$1,200), shows Full Band designation at MS67 or above, or displays a confirmed error like a missing clad layer, off-center strike, or die cap. Only submit if the potential certified value clearly exceeds your total cost.