1995 Dime Value (Errors List, “P”, “D” & “S” Mint Mark Worth)

The 1995 Dime remains one of the most common coins in circulation today, with over 2.4 billion pieces minted between the Philadelphia and Denver facilities. Despite this high mintage, collectors continue to seek well-preserved examples for their numismatic portfolios.

Understanding 1995 Dime value requires examining coin condition carefully. A heavily circulated piece typically trades for its face value of ten cents, while a coin grading About Uncirculated can bring $0.79. Premium uncirculated specimens in Mint State grades command notably higher prices, with some examples reaching $9.14 or more.

Collectors should also consider special varieties, including Full Band designations and proof strikes from San Francisco. These factors significantly influence market pricing and collector demand.

 

1995 Dime Value By Variety

This chart displays the estimated market values for 1995 Roosevelt Dimes across different mint marks and grades, from circulated Good condition through pristine Proof specimens, helping collectors assess coins accurately.

If you know the grade of your coin, you can find the exact price below in the Value Guides section.

Also Read: Roosevelt Dime Value (1946-Present)

 

Top 10 Most Valuable 1995 Dime Worth Money

According to the 1995 Roosevelt Dimes auction data from 2005 to present, the top position belongs to the 1995-S Silver PR 70, which reached $834. This flawless silver proof specimen stands as the most sought-after example from the year.

The second and third positions are held by circulation strikes in exceptional condition. The 1995-D 67 sold for $611, while the 1995-P 67 brought $500. These high numerical grades reflect near-perfect preservation over three decades.

Further down the list, the 1995-S PR 70 clad proof achieved $489, demonstrating that non-silver proofs can also command significant premiums in flawless condition. The 1995-D 68 reached $400, showing how each incremental grade improvement affects value.

Grade plays the decisive role in these valuations. The difference between a 63 and 68 grade can mean hundreds of dollars in realized auction prices for otherwise common coins.

 

History of The 1995 Dime

The Roosevelt Dime series began in 1946 to honor President Franklin D. Roosevelt following his death in April 1945. The ten-cent piece was selected because of Roosevelt’s work with the March of Dimes, an organization he founded to combat polio.

The Roosevelt Dime had undergone one major transformation by 1995. Originally struck in 90% silver from 1946 to 1964, the composition shifted to copper-nickel clad in 1965 due to rising silver prices. The design itself remained virtually unchanged, preserving Sinnock’s original vision for nearly five decades.

The 1995 Dime circulated during a period of economic transition. Despite emerging technologies like ATMs and expanding credit card use, cash remained the primary transaction method for everyday purchases.

Dimes continued their essential role in vending machines, parking meters, and retail commerce. The growing economy increased the demand for circulating coinage as consumer spending rose.

As the series approached its fiftieth anniversary, the 1995 Dime represented both historical continuity and practical utility.

Also Read: Top 100 Most Valuable Roosevelt Dimes Worth Money List

 

Is You 1995 Dime Rare?

Download the CoinValueChecker App to instantly identify your 1995 Dime’s variety, grade, and current market value by simply taking a photo of your coin for accurate rarity assessment.

 

Key Features of The 1995 Dime

The 1995 Roosevelt Dime is part of the Roosevelt dime series to honor President Franklin D. Roosevelt. This coin was struck approximately 30 years ago and has been sought after by collectors ever since. The 1995 dime represents a modern era of American coinage, maintaining the classic design that has remained largely unchanged for decades.

The Obverse Of The 1995 Dime

The obverse of the 1995 dime depicts President Franklin D. Roosevelt in a left-facing profile, accompanied by the inscriptions “LIBERTY” and “IN GOD WE TRUST”. The portrait captures Roosevelt with dignity and showcases the skilled artistry of designer John R. Sinnock.

Sinnock’s initials, “JS,” can be found at the cutoff of the bust, positioned to the left of the date. The date “1995” appears prominently on the coin, marking the year of minting.

When first released, the Roosevelt dime stirred controversy over John Sinnock’s “JS” initials, which some mistook for Joseph Stalin amid postwar anti-Communist tension. In fact, they were simply the designer’s mark—a standard minting practice.

The Reverse Of The 1995 Dime

The reverse design features a torch in the center representing liberty, flanked by an olive sprig on the left representing peace and an oak branch on the right symbolizing strength and independence. This symbolic arrangement creates a balanced and meaningful composition that reflects American values.

The inscription “E PLURIBUS UNUM” (out of many, one) stretches across the field, while the name of the country and the value of the coin form the legends that surround the reverse design. The words “UNITED STATES OF AMERICA” curve along the upper rim, while “ONE DIME” appears at the bottom.

Other Features Of The 1995 Dime

The 1995 dime has a reeded edge and measures 17.90 millimeters in diameter with a mass of 2.27 grams. And it consists of a solid copper core clad with nickel, creating the distinctive silver appearance of the 75% copper and 25% nickel alloy.

Additionally, the San Francisco Mint produced a special collector version made of 90% silver and 10% copper with a slightly higher mass of 2.50 grams. These silver proof versions were made specifically for collectors and have greater numismatic value than their circulation counterparts.

Also Read: Top 100 Rarest Dimes Worth Money (Most Expensive)

 

1995 Dime Mintage & Survival Data

Denver struck 1,274,890,000 dimes in 1995, slightly exceeding Philadelphia’s 1,125,500,000 pieces. These circulation strikes served everyday transactions, while the collector versions came from an entirely different facility with much lower numbers.

San Francisco focused exclusively on proof coins for collectors. The facility struck just over 2.1 million standard DCAM proofs and approximately 680,000 silver DCAM proofs. This specialized approach resulted in mintages far below those of the circulation facilities.

The survival data reflects different handling practices. The silver proof version shows a 94.9999% survival rate, with 645,985 coins remaining. Standard DCAM proofs maintain a 95% survival rate with 2,011,621 specimens extant.

Collectors typically store these coins carefully, which accounts for the high retention rates. Philadelphia and Denver circulation strikes lack documented survival data, as billions of coins in active use cannot be tracked precisely.

Also Read: Top 70+ Most Valuable Mercury Dimes Worth Money (Chart By Year)

 

The Easy Way to Know Your 1995 Dime Value

Assessing your 1995 dime’s worth involves examining several key factors: strike quality, surface preservation, luster, color, and overall eye appeal. Professional grading uses the Sheldon Scale, ranging from 1 to 70, to evaluate a coin’s condition.

While traditional methods require expertise and magnification tools, modern technology simplifies this process. The CoinValueChecker App offers instant assessments by analyzing your coin through your smartphone camera, providing accurate grade estimates and current market valuations.

 

1995 Dime Value Guides

The four main categories of 1995 dimes were produced at different U.S. Mint facilities with varying compositions and purposes.

• 1995-P Dime: Standard circulation coin from Philadelphia Mint facility.
• 1995-D Dime: Denver Mint produced standard circulation clad composition coin.
• 1995-S DCAM Dime: San Francisco proof coin with deep cameo finish.
• 1995-S Silver Dime: Special collector proof coin composed of 90% silver.

Each variety serves a different purpose, from standard circulation coins to special collector editions. The value of these dimes varies significantly depending on their mint mark, condition, and whether they were produced for general circulation or as proof coins for collectors.

Standard clad dimes in circulated condition are typically worth face value, while proof coins and uncirculated specimens command premium prices. Understanding these different categories helps collectors and enthusiasts properly identify and value their 1995 dimes.

 

1995-P Dime Value

The 1995-P Roosevelt Dime presents a value proposition centered on condition rarity. While millions entered circulation, specimens preserved in pristine mint state have become increasingly sought after.

Market data shows MS66 examples trading in the $8-50 range, while MS67 specimens command $200-300 at auction. The premium escalates sharply at MS68, where fewer than 15 certified examples exist and prices approach $2,350 with Full Bands.

Professional certification becomes essential at these price levels. Specimens with clean surfaces and strong luster typically achieve 15-25% premiums over problem coins at equivalent grades.

For collectors seeking optimal returns, certified specimens above MS66 offer the strongest potential. With fewer than 100 MS67 examples documented across major grading services, this scarcity—combined with growing collector interest in modern condition rarities—continues to support upward price momentum.

Here are auction records which can give you a clear understanding of its value.

Furthermore, the market activity for 1995-P dime have been quite active recently.

 

1995-D Dime Value

The 1995-D Roosevelt Dime trades less frequently than Philadelphia strikes. Collectors generally prefer P-mint marks in modern Roosevelt series, leading to lower market liquidity for Denver issues. This differential affects pricing—Denver coins often require 20–30% longer holding periods to reach comparable sale levels.

Standard MS67 pieces at $50–70 offer accessible entry points for date completion, though resale potential remains limited. Even MS68 examples at $200–300 face similar liquidity challenges, reflecting shallow buyer demand.

Full Bands specimens show stronger secondary performance—a 2017 auction realized $611 for an MS67 FB, proving that premium quality can overcome mint mark bias.

For collectors prioritizing portfolio assembly over future liquidation, Denver strikes offer efficient gap-filling at reduced capital commitment. Those seeking investment-grade holdings should weigh liquidity considerations against acquisition savings.

All notable past sales of the 1995-D Roosevelt Dime are summarized in the following auction record table.

The recent one-year market activity chart highlights current collector interest and value trends for this issue.

 

1995-S DCAM Dime Value

The 1995-S DCAM dime captures attention through stark visual contrast. Roosevelt’s portrait appears powdery white against mirror-polished fields, an effect achieved only from fresh San Francisco dies. Sandblasted devices meeting polished backgrounds create this drama, but the intensity fades after several hundred strikes as die surfaces wear smooth.

Spotting a true deep cameo specimen requires close attention to detail. White frosting must remain unbroken across all design elements, while mirror fields reflect cleanly without haze.

Surface condition matters more than many realize—microscopic hairlines or tiny contact marks invisible to the naked eye determine whether a coin grades PR70 or drops to PR69.

This distinction drives significant value differences. PR70 DCAM specimens have reached $489 at auction and currently trade around $18-20, while PR69 examples bring just $8-14. Collectors who understand frosting consistency and surface preservation can spot overlooked opportunities in this accessible series.

Complete auction records document historical prices across all grades.

Market activity from the past year clearly shows its big appeal to collectors.

 

1995-S Silver DCAM Dime Value

The 1995-S Silver DCAM Dime stands apart from its clad counterpart through its 90% silver composition. The DCAM (Deep Cameo) finish showcases mirror-like fields contrasting sharply with frosted design elements—a hallmark of premium proof production at the San Francisco Mint.

Distinguishing the silver version is straightforward: it weighs 2.50 grams compared to the clad proof’s 2.27 grams. This weight difference, while subtle, provides reliable verification. Collectors can also confirm authenticity through original Silver Proof Set packaging, which clearly identifies the silver content.

Current market values reflect both silver content and numismatic appeal. PR69 DCAM examples trade between $10-18, while perfect PR70 specimens command $30-60. The silver alone contributes roughly $3-4 to the baseline value. Notably, a PR70 example achieved $834 at auction in 2004, marking the coin’s peak recorded price.

The interplay between silver content and grade premiums has generated a well-documented auction trail worth examining.

Recent trading patterns reveal how collector demand shifts across different quality tiers throughout the year.

Also Read: 16 Rare Dime Errors List with Pictures (By Year)

 

Rare 1995 Dime Error List

The 1995 Roosevelt dime series holds more than just its face value for collectors who know where to look. While millions were produced across multiple mints that year, several distinct errors escaped quality control, creating pieces that now attract specialized attention from numismatists worldwide.

1. Off-Center Strike Errors

Production mishaps during the 1995 minting process resulted in dimes struck when planchets weren’t properly aligned with the dies. This misalignment occurs when the blank metal disc shifts position at the crucial moment of striking, leaving portions of the design imprinted incorrectly while other areas remain blank.

The value of these errors depends heavily on the displacement percentage. Minor 5-10% shifts add modest premiums of around $10-20. However, specimens showing 20% or greater off-center strikes with full dates visible can command substantially higher prices.

The combination of visible error and readable date makes them desirable for both error specialists and Roosevelt dime enthusiasts.

2. Clipped Planchet Errors

When the blanking press cuts planchets from metal strips, feeding irregularities sometimes create incomplete circles with missing sections. These 1995 dimes exhibit either curved clips (from overlapping punch marks), straight clips (from edge strikes), or irregular clips (from damaged strip areas).

The missing metal creates an unmistakable elliptical or crescent-shaped gap along the coin’s rim. This visual feature makes authentication straightforward even for novice collectors.

Specimens in mint state condition typically reach $30-40 at auction. Larger clips approaching 30% or more can double that figure. The Blakesley Effect – a characteristic rim distortion opposite the clipped area – helps authenticate genuine examples versus post-mint damage.

3. Broadstrike Errors

The collar die normally constrains metal flow during striking, but when it malfunctions or fails to engage, the result is a broadstrike error. These 1995 dimes expand beyond standard 17.9mm diameter specifications and display completely smooth edges lacking the characteristic reeding found on properly struck examples.

The obverse and reverse designs appear stretched or flattened as the metal spreads outward without restriction. This expansion creates a visually distinctive coin that clearly differs from standard strikes.

This error emerged from mechanical failures in the collar mechanism, possibly due to worn components or timing issues in the press operation. Values typically range from $5-15 depending on the degree of spreading and overall preservation.

Although not among the highest-valued dime errors, broadstrikes offer distinctive educational value for understanding the physics and engineering of coin production during the mid-1990s minting era.

 

Where To Sell Your 1995 Dime?

Each selling platform offers different advantages in terms of fees, buyer reach, and transaction security, so comparing your options helps maximize returns.

Check out now: Best Places To Sell Coins Online (Pros & Cons)

 

1995 Dime Market Trend

*Market Trend Chart showing the number of people paying attention to this coin.

 

FAQ About 1995 Dime

1. Is my 1995 dime made of silver?

Most 1995 dimes are not silver. Regular circulation dimes from Philadelphia (P) and Denver (D) contain 75% copper and 25% nickel with a copper core.

However, the San Francisco Mint produced special silver proof dimes in 1995. These were sold only in proof sets and contain 90% silver and 10% copper. Only 679,985 silver proof dimes were minted, making them significantly more valuable than standard circulation pieces.

2. How can I tell if my 1995 dime has value beyond face value?

Check for mint errors first: off-center strikes, clipped planchets, or broadstrikes. Examine the torch bands under magnification for Full Bands designation in uncirculated coins.

Silver proof dimes weigh 2.50 grams versus 2.27 grams for clad versions. Look for the “S” mint mark indicating proof status. Uncirculated coins with sharp details and original luster have collector value. Professional grading services can authenticate valuable specimens and assign accurate grades.

3. How much is a 1995 dime worth?

Circulated 1995-P and 1995-D dimes are worth face value of 10 cents. Uncirculated examples in MS-65 grade can fetch around $2-3.

The 1995-S clad proof dime is worth approximately $10 in PR-65 condition. The 1995-S silver proof dime commands around $14-19 in similar grades due to its precious metal content. Error coins like off-center strikes or clipped planchets can be worth substantially more depending on the error’s severity.